Underwriter

FCE Benefit Administrators, Inc.; San Antonio, Northern (TX, KY); Hybrid; USD 65,000 - 95,000; Full time

Job summary

FCE Benefit Administrators, Inc. is seeking an Underwriter to assess and price medical, dental, vision, life, and disability programs across fully insured and self-funded plans.

The role focuses on accurate financial analysis within health and welfare budgets and collaboration with third-party vendors to service client requests for alternate benefit arrangements. The ideal candidate has at least three years of underwriting, actuarial, accounting, budgeting, or health insurance risk experience,

Qualifications

• Minimum 3 years in underwriting, actuarial, accounting, budgeting, or health insurance risk.
• Understanding of health and welfare benefits across multiple lines.
• Advanced Excel skills for modeling and analysis.

Responsibilities

• Develop complex new business and renewal proposals within a health and welfare budget.
• Ensure compliance with laws and regulations including PPACA, SCA, and DBA.
• Audit colleagues' work and perform detailed claims, risk, and financial trend analyses.
• Implement process changes to improve department efficiency.

Skills

Excel modeling

Data analysis

Risk analysis

Job description

Careers

Career Opportunity with FCE Benefits Administrators

The Underwriter ensures accurate financial analysis, pricing, and compliance for Medical, Dental, Vision, Life, and Disability programs, covering both fullyinsured and self-funded plans. This role involves allocating a variety of benefits within a health and welfare budget, collaborating with third-party vendors,and servicing client requests for alternate benefit arrangements.

We proudly support the military community and encourage military spouses, veterans, and career-transitioners to apply.

Essential Functions and Responsibilities

• Proposal Development: Create complex new business and renewal proposals, incorporating a variety of benefits within an anticipated health and welfare budget.
• Compliance & Strategy: Ensure compliance with the industry’s best practices, client requirements, and applicable laws or regulations including but not limited to the Service Contract Act (SCA), Davis Bacon Act (DBA), and Patient Protection and Affordable Care Act (PPACA).
• Quality Assurance & Analysis: Audit work of other team members for accuracy and perform detailed claims, risk, and financial trend analyses.
• Efficiency Optimization: Implement procedural changes to enhance department efficiency.

Qualifications and Requirements

• Experience: A minimum of three (3) years of underwriting, actuarial, accounting, budgeting, or health insurance risk experience is required.
• Expertise: Understanding of health and welfare benefits, including but not limited to medical, prescription drug, dental, vision, limited medical, group life, accident, and critical illness.
• Technical Skills: Advanced Microsoft Excel® use, including modeling and data analysis.

It is FCE Benefit’s policy to provide equal opportunity employment for all qualified applicants and employees. FCE does not unlawfully discriminate on thebasis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), national origin, ancestry, age, physical or mental disability,legally protected medical condition, family care status, veteran status, marital status, sexual orientation, or any other basis protected by state or federal law orlocal ordinance. This applies to all areas of employment including recruitment, hiring, training, promotion, compensation, benefits, transfer, and social andrecreational programs.

Leading provider of Health and Welfare benefit solutions to Government Contractors.