Underwriter

Acrisure; Oak Ridge (TN); Hybrid; USD 76,000 - 116,000; Full time

Benefits offered by this job

Competitive Compensation

Industry Leading Healthcare

Opportunities for Growth

Generous time away

Parental Leave

Job summary

A leading financial services provider is seeking a detail-oriented Property & Casualty Wholesale Insurance Underwriter with 1–3 years of experience in underwriting. This role involves evaluating commercial insurance applications, analyzing risks, and preparing quotes for retail agents. Candidates should have a Bachelor's degree and strong analytical and communication skills. The position offers competitive compensation and benefits, fostering a collaborative work environment with opportunities for growth.

Qualifications

• 1–3 years of experience in commercial P&C underwriting or brokerage, preferably in a wholesale or MGA environment.
• Solid understanding of commercial insurance coverages and rating principles.
• Multi-lingual in spoken Chinese (Mandarin or Cantonese) is a plus.

Responsibilities

• Review and evaluate commercial insurance applications and supporting documentation.
• Analyze risk characteristics, coverage requirements, and pricing adequacy.
• Prepare and present quotes to retail agents.

Skills

Analytical skills

Communication skills

Negotiation skills

Detail-oriented

Education

Bachelor’s degree in Business, Finance, Risk Management or related

Tools

Microsoft Office Suite

Job description

Acrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual clients. We connect clients to solutions that help them protect and grow what matters, including Insurance, Reinsurance, Cyber Services, Mortgage Origination and more. Acrisure employs over 17,000 entrepreneurial colleagues in 21 countries and has grown from $38 million to $4.3 billion in revenue in just over ten years. Our culture is defined by our entrepreneurial spirit and all that comes with it: innovation, client centricity and an indomitable will to win.

Job Summary: We are seeking a detail-oriented and motivated Property & Casualty (P&C) Wholesale Insurance Underwriter with 1–3 years of experience to join our team. The ideal candidate will support the underwriting and placement of commercial insurance risks through retail agency partners. This role involves evaluating submissions, analyzing exposures, and developing sound underwriting decisions while delivering exceptional service to agency clients.

Responsibilities

• Review and evaluate commercial insurance applications and supporting documentation for new and renewal business.
• Analyze risk characteristics, coverage requirements, and pricing adequacy to determine eligibility and terms.
• Prepare and present quotes to retail agents in a timely and professional manner.
• Negotiate terms and conditions with carriers and agents to achieve competitive and profitable results.
• Manage underwriting files and ensure compliance with company guidelines, carrier requirements, and regulatory standards.
• Maintain strong working relationships with retail agents and carrier partners.
• Collaborate with management on complex accounts and assist in process improvements.
• Support IT and operational efficiency initiatives as needed.
• Be comfortable with an on-site presence to support collaboration, team leadership, and cross-functional partnership.

Requirements

• Bachelor’s degree required (Business, Finance, Risk Management, or related field preferred).
• 1–3 years of experience in commercial P&C underwriting or brokerage, preferably in a wholesale or MGA environment.
• Solid understanding of commercial insurance coverages and rating principles.
• Strong analytical, communication, and negotiation skills.
• High attention to detail, accuracy, and organizational skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Proficient in Microsoft Office Suite (Excel, Word, Outlook).
• Multi-lingual in spoken Chinese (Mandarin or Cantonese).

Education / Experience

• U.S. Bachelor's degree minimum.

Benefits & Perks

• Competitive Compensation
• Industry Leading Healthcare
• Savings and Investments
• Charitable Giving Programs
• Offering hybrid work option
• Opportunities for Growth
• Parental Leave
• Generous time away
• Physical Wellness: Comprehensive medical insurance, dental insurance, vision insurance; life and disability insurance; fertility benefits; wellness resources; and paid sick time.
• Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); and a complimentary Calm app subscription.
• Financial Wellness: Immediate vesting in a 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; and employee discount programs.
• Family Care: Paid maternity leave and paid paternity leave (including for adoptive parents); legal plan options; and pet insurance coverage.
• … and so much more!

Why Join Us: At Acrisure, we’re building more than a business, we’re building a community where people can grow, thrive, and make an impact. Our benefits are designed to support every dimension of your life, from your health and finances to your family and future. Making a lasting impact on the communities it serves, Acrisure has pledged more than $22 million through its partnerships with core community hospitals.

Location: Oak Ridge, TN | Salary: $76,000.00‑$116,000.00

Acrisure is an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, religion, sex, national origin, disability, or protected veteran status. Applicants may request reasonable accommodation by contacting [e-mail].

California Residents: Learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy.

Recruitment Fraud: Please visit here to learn more about our Recruitment Fraud Notice.