Underwriter

Risk Placement Services, Inc.; Hanover Township (NJ); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits package

Career development opportunities

Collaborative, people-first culture

Global reach with local impact

Job summary

Gallagher seeks an experienced Property & Casualty Underwriter in New Jersey to evaluate applications and determine risk acceptance, modification, or decline based on guidelines. You will review details such as property value, location, use, and safety features, and collaborate with field teams to support underwriting decisions.

You may also assist a Senior Underwriter with account service and management. This role emphasizes clear written and verbal communication and strict adherence to

Qualifications

• Bachelor's degree and 2 years related experience required.
• Working knowledge of Microsoft Windows applications and Microsoft Office.
• Detail oriented; strong analytical skills and good communication and interpersonal skills

Responsibilities

• Underwrite individual property and casualty insurance applications and decide whether to accept, change, or decline a risk.
• Focus on risk factors such as property value, location, use, and safety features.
• Talk with field teams to gather details and explain underwriting decisions.
• Support a Senior Underwriter with account service or account management as needed.
• Review each application with care and use underwriting guidelines to guide decisions.
• Stay close to field partners to obtain facts and assess risk.

Skills

P&C underwriting

Property risk review

Risk-for-decision guidelines

Field collaboration

Clear written/oral explanations

Account service support

Education

Bachelor's degree

Tools

Microsoft Windows

Microsoft Office

Job description

Introduction

At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way.

Overview

You’ll underwrite individual property and casualty insurance applications. You’ll decide whether to accept, change, or decline a risk. Your work will focus on facts like property value, location, use, and safety features.

You’ll talk often with field teams to gather the details you need. You’ll also help explain and support your underwriting decisions. There are no assigned production goals in this role. You may also support a Senior Underwriter with account service and account management.

How you'll make an impact

You’ll review each application with care and use underwriting guidelines to guide your decision. You’ll look at the risk details, ask for more information when needed, and help make sure each decision is clear and well supported.

You’ll stay close to field partners so you can get the facts you need to assess the risk. You’ll also help keep accounts moving by supporting a Senior Underwriter when needed. Your work will help turn complex risk information into clear underwriting choices.

Here’s what you’ll bring to the role:

• Property and casualty underwriting experience
• Experience reviewing property value, location, use, and safety features
• Experience deciding whether to accept, change, or decline risk based on guidelines
• Comfort talking with field teams to gather facts and support underwriting decisions
• Ability to explain underwriting decisions clearly in writing and in conversation
• Experience supporting account service or account management work

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About you

Required:

• Bachelor's degree and 2 years related experience required.
• Working knowledge of Microsoft Windows applications and Microsoft Office.
• Detail oriented; strong analytical skills and good communication and interpersonal skills

Additional information

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

• Competitive compensation
• Comprehensive benefits programs designed to support your well-being
• Career development opportunities and ongoing learning
• A collaborative, people-first culture with accessible leadership
• The opportunity to do meaningful work with global reach and local impact

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)