Trust & Safety - Fraud Strategy Analyst- Senior Associate

Aumni; Palo Alto (CA); In loco; USD 120.000 - 170.000; Tempo pieno

Descrizione del lavoro

JPMorgan Chase & Co. is seeking a Senior Associate in Trust & Safety Fraud Strategy to identify and mitigate fraud risks using advanced analytics.

You will develop insights into fraud trends, drive strategy, and partner with cross-functional teams to implement end-to-end solutions. The role requires experience in analytics, strong communication, and the ability to translate data into actionable management information for leadership and stakeholders.

Competenze

• Bachelor's degree in finance, economics, or a quantitative field.
• Minimum 2 years of quantitative experience in strategy, analytics, or related areas.
• Background in statistics, econometrics, or other quantitative disciplines.
• Advanced proficiency in SAS, SQL, and spreadsheet tools.
• Ability to query large datasets and transform raw data into actionable management information.
• Familiarity with analytic techniques relevant to embedded finance and solutions.
• Strong analytical and problem-solving abilities.
• Excellent written and oral communication skills.
• Experience delivering recommendations to management.

Mansioni

• Develop and maintain analytics to provide management with comprehensive insight into emerging fraud trends and account quality.
• Analyze key performance metrics and profitability drivers to deliver insights across the full account lifecycle.
• Gain a deep understanding of operational processes (e.g., manual underwriting, portfolio management, collections) to inform performance drivers.
• Conduct ad hoc analytics and participate in strategic projects representing the Embedded Finance and Solution organization.
• Collaborate with cross-functional teams to support solution development and implementation.
• Present findings and recommendations to stakeholders to inform business decisions.

Conoscenze

Quantitative analysis

Data interpretation

Communication skills

Analytical thinking

Problem-solving

Strategy/analytics experience

Experience presenting to management

Formazione

Bachelor's degree in finance, economics, or quantitative field

Master's degree in a quantitative field (preferred)

Strumenti

SAS

SQL

Spreadsheet tools

Descrizione del lavoro

As a Trust & Safety -Fraud Strategy Analyst-Senior Associate within the Fraud Strategy team, you will play a critical role in identifying and mitigating fraud risks, leveraging your analytical expertise to promote impactful strategies and deliver end-to-end solutions.

Job Responsibilities

• Develop and maintain analytics to provide management with comprehensive insight into emerging fraud trends and account quality.

• Analyze key performance metrics and profitability drivers to deliver insights across the full account lifecycle.

• Gain a deep understanding of operational processes (e.g., manual underwriting, portfolio management, collections) to inform performance drivers.

• Conduct ad hoc analytics and participate in strategic projects representing the Embedded Finance and Solution organization.

• Collaborate with cross-functional teams to support solution development and implementation.

• Present findings and recommendations to stakeholders to inform business decisions.

Required Qualifications, Capabilities, and Skills

• Bachelor's degree in finance, economics, or a quantitative field.

• Minimum 2 years of quantitative experience required, preferably in strategy, analytics, or related areas.

• Background in statistics, econometrics, or other quantitative disciplines.

• Advanced proficiency in SAS, SQL, and spreadsheet tools.

• Ability to query large datasets and transform raw data into actionable management information.

• Familiarity with analytic techniques relevant to embedded finance and solutions.

• Strong analytical and problem-solving abilities.

• Excellent written and oral communication skills.

• Experience delivering recommendations to management.

Preferred Qualifications, Capabilities, and Skills

• Master's degree in a quantitative field or experience in Risk Management, Fraud Strategy, or analytics within financial services preferred.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the worlds most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Join JPMorganChase’s Merchant Services Fraud Strategy team within the Embedded Finance and Solution organization.