Data Scientist-Fraud Strategy-Vice President

Next Frontier Capital; Palo Alto (CA); On-site; USD 180,000 - 260,000; Full time

Job summary

JPMorgan Chase & Co. in the United States seeks a Data Scientist-Fraud Strategy-Vice President within Payments to shape fraud risk programs, apply advanced analytics, and partner with cross-functional teams to protect customers.

You will lead complex projects from analysis to deployment, communicate findings to executives, and drive decisions that reduce fraud while supporting growth.

Qualifications

• Master’s degree plus minimum 5 years in Fraud Strategy, analytics, or a quantitative discipline.
• Ability to lead complex projects independently and manage multiple priorities.
• Experience driving conversations and building consensus across functions.
• Excellent analytical and problem-solving skills with attention to detail.
• Exceptional written and verbal communication; present analyses to executives.
• Strong background in statistics, econometrics, or related quantitative methods.

Responsibilities

• Lead analytics to provide senior management with insights into fraud trends and account quality.
• Oversee analysis of KPIs and profitability drivers across the account lifecycle; deliver recommendations.
• Understand operational processes to identify fraud risk drivers and mitigation opportunities.
• Direct and execute complex projects from analysis through implementation and monitoring.
• Drive strategic conversations with stakeholders and represent Fraud Strategy in cross-functional initiatives.
• Communicate findings and recommendations clearly to executives to support data-driven decisions.

Skills

Fraud risk analytics

Cross-functional leadership

SQL

SAS

Statistics/econometrics

Data storytelling

Education

Master's degree in finance/economics/statistics or quantitative field

Tools

SAS

SQL

Excel

Job description

Job Description

As a Data Scientist-Fraud Strategy-Vice President, within Payments organization, you will shape and execute fraud risk strategies, leveraging advanced analytics and cross-functional collaboration to protect our business, customers, and communities. You will lead complex projects, drive strategic conversations with stakeholders across multiple functions, and deliver impactful solutions that mitigate fraud risks.

Job Responsibilities

• Lead the development, implementation, and enhancement of analytics to provide senior management with comprehensive insights into fraud trends and account quality.
• Oversee analysis of key performance metrics and profitability drivers across the full account lifecycle, delivering actionable recommendations to inform strategy and operational decisions.
• Gain a deep understanding of operational processes (e.g., underwriting, portfolio management, collections) to identify and address fraud risk drivers.
• Direct and execute complex projects from initial analysis through implementation and performance monitoring, ensuring alignment with organizational objectives.
• Drive strategic conversations and foster collaboration with stakeholders across various functions, representing the Fraud Strategy team in cross-functional initiatives.
• Communicate findings and recommendations clearly to executive leadership and stakeholders, supporting data-driven decision making.

Required Qualifications, Capabilities, and Skills

• Master’s degree in finance, economics, statistics, or a quantitative field with minimum 5 years of experience in Fraud Strategy, analytics, or a quantitative discipline.
• Demonstrated ability to lead complex projects independently, manage multiple priorities, and deliver results.
• Experience driving conversations and building consensus across multiple functions.
• Excellent analytical and problem-solving skills, with a keen attention to detail.
• Exceptional written and verbal communication skills; proven ability to present complex analyses and recommendations to executive management and stakeholders.
• Strong background in statistics, econometrics, or related quantitative methodologies.
• Advanced proficiency in SAS, SQL, and spreadsheet tools; ability to query and manipulate large datasets to generate actionable insights.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Join JPMorganChase’s Merchant Services Fraud Strategy team within the Embedded Finance and Solution organization.