Detail-Driven Consumer Loan Underwriter

Guaranty Bank & Trust Company; Greenville (MS); On-site; USD 40,000 - 56,000; Full time

Job summary

Guaranty Bank & Trust Company in Mississippi is seeking a Consumer Underwriting Specialist to process consumer loan applications and support the underwriting team. The role focuses on gathering documents, verifying income, and ensuring compliance, while coordinating with lenders to move loan files toward approval.

The position requires 1–2 years in consumer lending, strong attention to detail, and excellent customer service.

Qualifications

• Must have 1–2 years in consumer lending or related field.
• Strong attention to detail and accuracy in documentation.
• Ability to verify income and debt and calculate qualifying ratios.
• Knowledge of applicable consumer lending regulations and policies.

Responsibilities

• Process consumer loan applications from branch lenders and online sources.
• Gather and verify information and documentation for underwriting.
• Prepare loan packages and ensure compliance with regulations.
• Coordinate with lenders to move files toward decision and closing.
• Provide professional customer service throughout the application and closing process.
• Assist in maintaining accurate loan documentation and records.

Skills

Attention to detail

Regulatory compliance

Communication

Customer service

Loan processing

Team collaboration

Education

High School Diploma

Post-secondary certificate

Job description

Guaranty Bank & Trust Company in Mississippi is seeking a Consumer Underwriting Specialist to process consumer loan applications and support the underwriting team. The role focuses on gathering documents, verifying income, and ensuring compliance, while coordinating with lenders to move loan files toward approval.

The position requires 1–2 years in consumer lending, strong attention to detail, and excellent customer service.