Treasury Operations and Reconciliations Manager

Finom; United States; Híbrido; USD 110.000 - 190.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Stock options program

Work & Swim Program

Remote/hybrid across Europe

Descripción de la vacante

Finom, a European fintech with headquarters in Amsterdam, seeks a Treasury Operations and Reconciliations Manager to run daily settlement and reconciliation for payments across SEPA, instant payments, cards and international transfers.

You will work with a small team to design money flows for new products, ensure accurate regulatory reporting, and escalate incidents when funds do not move as expected, collaborating with product and engineering to launch new schemes.

Formación

• Experience in treasury operations, payment operations or reconciliation at an e-money institution, payment institution or bank.
• Builder's mindset: document and automate manual processes with engineers.
• Escalation: handle money-impacting payment incidents with banks, schemes and internal teams.
• Hands-on knowledge of rails such as SEPA, SWIFT and card schemes.
• Active role in designing or rebuilding money flows for new products or rails.

Responsabilidades

• Perform settlement and reconciliation day to day, ensuring funds are where they should be.
• Daily funding of payment channels and buffers; keep operations running 24/7.
• Help bring new schemes and settlement models live safely.
• Maintain safeguarding and regulatory/reporting accuracy and timeliness.
• Design money flows for new products with product and engineering teams.

Conocimientos

Payment systems

Escalation handling

Funds-flow engineering

Regulatory reporting

Educación

STEM education

Herramientas

SEPA

SWIFT

Card schemes

Descripción del empleo

Описание: Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform. We recently closed a €115 million Series C equity round (around $133 million), bringing our total funding to approximately $346 million. This significant investment follows a $105 million growth funding round from General Catalyst, a long‑term backer since 2021 known for supporting companies like Airbnb, HubSpot, KAYAK, and Stripe. Finom's platform goes beyond traditional banking, offering invoicing and a growing suite of features, including AI‑enabled accounting, aiming to simplify financial management for entrepreneurs. We're actively expanding our reach across key EU markets like Germany, France, the Netherlands, Italy, and Spain. At Finom, we’re not just redefining the entrepreneurial experience — we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole. Maintaining our start‑up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business. We are looking for a Treasury Operations and Reconciliations Manager to help run the daily operations that keep money moving safely through Finom Payments. Every payment our customers send or receive must be funded, settled, reconciled and safeguarded across SEPA, instant payments, cards and international transfers. This is a hands‑on senior role at a moment of change. Volumes are growing fast and instant payments run around the clock. We are connecting more directly to payment infrastructure, and new products such as lending and payment acceptance bring new money flows. The path to a banking license raises the bar on control and reconciliation. You will take a major part in running the operation day to day, alongside a small team, and step in when money doesn't move as it should. You will also play a key role in designing actual money flows for new products, with our product and engineering teams, before they launch.

Задачи:

You perform settlement and reconciliation day to day, making sure every euro is where it should be. Treasury operations. Daily funding of our payment channels and the buffers behind them, around the clock. Help bring new schemes and settlement models live safely. Reconciliation across banks, card schemes, payment processors and custodians. Take it from daily balance checks to automated, transaction‑level control. Safeguarding and reporting. Keep client money fully protected every day, and make sure the related regulatory and scheme reporting is accurate and on time. Funds‑flow engineering. Help design how money moves for new products, markets and partners, and get it right before launch. That covers accounts, postings, safeguarding treatment, reconciliation and what happens when something fails. Escalation. Be the escalation point when money doesn't move as it should. Build the cross‑team processes so incidents get resolved fast and don't repeat. Process and automation. Document how the operation works, remove single points of failure, and automate manual work with our engineering teams. Capital, policies, models, investment decisions and trade execution sit with the Head of Treasury. You run the operations and say when the numbers stop matching reality. The split keeps policy, execution and reconciliation independent, as a banking licence requires.

Требования:

Three things are essential: you know payment systems in depth, you stay effective in an escalation, and you can engineer funds flows. Experience in treasury operations, payment operations or reconciliation at an e‑money institution, payment institution or bank. Builder's mindset. You have turned manual, person‑dependent work into documented, automated processes, working closely with engineers. Escalation. You have handled money‑impacting payment incidents from first alert to resolution, working with banks, schemes and internal teams. Payment systems. Hands‑on knowledge of rails such as SEPA, SWIFT and card schemes. Funds‑flow engineering. You have taken an active part in designing or rebuilding money flows for new products or payment rails, including the accounts, postings, safeguarding treatment and reconciliation behind them. Control and clarity. Segregation of duties and audit readiness come naturally to you, and you can explain a complex money flow simply. Fluent English. STEM education

Условия:

Make a genuine impact on the product Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product. Work in the EU Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe. Become a stock options holder Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders. Receive unwavering support and care Finom stands by you at every step, embodying our commitment to your well‑being and success reflected in our modern, friendly, and eco‑conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling. Work & Swim program Immense yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work‑life balance while enjoying breathtaking Mediterranean views.