Treasury Management & Card Sales Officer

UMB Bank; Milwaukee (WI); On-site; USD 98,000 - 145,000; Full time

Benefits offered by this job

401(k) matching

Paid Time Off

Medical, dental, vision insurance

Health savings account

Tuition reimbursement

Wellbeing program

Job summary

UMB Bank in Milwaukee/Madison, WI offers a hybrid full-time role as Treasury Management & Cards Sales Officer. You will cultivate a portfolio of existing clients and onboard new-to-bank clients to grow revenue in treasury management and commercial card solutions.

The role emphasizes consultative solutions, risk mitigation, onboarding, and active market engagement. You will work with internal teams to tailor client-centric treasury programs, deepen relationships, and identify opportunities in

Qualifications

• 3+ years banking experience with 2+ years in selling or supporting commercial or treasury services.
• Ability to prospect, network & influence at various levels within a company and with clients – very self-motivated.
• Knowledge of Treasury Management products and services, corporate cash flow process.
• Knowledge of market/industry trends.
• Demonstrates excellent communication skills (written & verbal).
• Proficiency in Microsoft Word, Excel, PowerPoint.
• Knowledge of credit and operational risk.
• Knowledge of Commercial Payments & Cards.
• Knowledge of TM & card-based applications.

Responsibilities

• Manage a portfolio of existing clients with focus on profitable, organic revenue growth and minimizing attrition.
• Manage portfolio of new-to-bank clients with focus on revenue growth.
• Understand business organization, activity, identify and communicate operational credit exposures and other risks.
• Understand treasury management product risk and ensure credit policies and other risks are adhered to and mitigated.
• Establish onboarding expectations and ensure ramp of sold services.
• Conduct sales calls to generate new, high-quality Treasury Management and deposit business to achieve growth goals.
• Engage in local industry associations, networking groups and community associations.
• Identify opportunities for working capital efficiency and deepen client relationships.
• Refer ancillary business opportunities to appropriate partners.
• Design customer-centric treasury management solutions and provide consultative liquidity management expertise.

Skills

Relationship mgmt

Prospecting

TM knowledge

Commercial Cards

MS Office

Risk knowledge

Education

Bachelor's degree

Job description

Hybrid

Milwaukee WI

Madison WI

Full time

R-9294

Treasury Management & Cards Sales Officer, you will be focused on growing Treasury Management and Cards solutions. The Treasury Management & Card Sales Officer (TMCSO) will also be responsible for maintaining and cross-selling. This role is responsible for directly and/or indirectly selling and maintaining depository accounts, treasury management services and Commercial Card solution sets. The TMCSO partners with internal stakeholders to be the single point of accountability and/or advisor’s on prospects’ and clients’ deposit, treasury management, risk and other company payments needs. They focus on creating and delivering customized client centric solutions through a consultative approach.

Start with us for service, support and solutions. As your business needs evolve, you need dependable business solutions to support your strategy. Whether you're launching a new product, planning an expansion or maximizing cash flow, start with us. We are ready to help you reach your goals with business solutions designed to keep you and your business moving forward.

How you'll spend your time:

• You will manage a portfolio of existing clients with focus on profitable, organic revenue growth and minimizing attrition.

• You will manage portfolio of new-to-bank clients with focus on revenue growth.

• You will know and understand business’s organization, expected activity; identify and communicate operational credit exposures and other risks.

• You will understand treasury management product risk and ensure UMB’s credit policies and other risks (e.g., reputational, legal) are adhered to and mitigated.

• You will establishappropriate expectations for onboarding including execution of documentation and ensure ramp of sold services.

• You will conduct independent and codependent sales calls on companies to generate new, high-quality and profitable Treasury Management and deposit business to achieve or exceed specific year over year growth goals.

• You will take a role in market by actively engaging in local industry associations, networking groups and /or community associations.

• You will identify working capital efficiency opportunities for a business and deepen relationships accordingly; ensure business awareness of market and industry trends; identify dissatisfiers and escalates appropriately.

• You will identify and refer ancillary business opportunities to appropriate partners.

• You will design customer-centric treasury management solutions, and provide consultative expertise on the liquidity management cycle.

• You will identify both internal and external prospects; Develop and maintain relationships with prospects to profitably expand business.

• You will provide thought leadership within and outside market through, but not limited to, hosting corporate events, attending and speaking at industry conferences, etc.

• You will engage with internal marketing in the design of sales collateral and company-sponsored marketing.

• Other duties as assigned.

We're excited to talk with you if:

• You have 3+ years banking experience with 2+ years in selling or supporting commercial or treasury services.

• You demonstrate the ability to prospect, network& influence at various levels within a company and with clients – very self-motivated.

• You are knowledgeable in Treasury Management products and services, corporate cash flow process.

• You are knowledgeable of market/industry trends.

• You demonstrate excellent communication skills (written & verbal).

• Demonstrates proficiency in Microsoft products (Word, Excel, PowerPoint)

• You have a knowledge of credit and operational risk.

• You have knowledge of Commercial Payments & Cards.

• You have knowledge of TM & card-based applications .

Bonus points if:

• You possess a Bachelor’s degree.

• You hold one of the following certifications: Certified Treasury Professional (CTP) or Certified Cash Management (CCM).

• You have a strategic sales planning ability to define target markets and strategic sales approaches.

This position was posted on 08/25/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range:

$98,208 - $144,705

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end - a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an email to [e-mail] to let us know the nature of your request.

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