Treasury Analytics & ALM Specialist

Seacoast Bank; Florida; On-site; USD 70,000 - 100,000; Full time

Job summary

Seacoast Bank is seeking a Treasury Analyst to optimize the balance sheet through quantitative analysis, financial modeling, forecasting, and reporting. You will collaborate across Treasury, Finance, Risk, Lending, and Deposits to deliver insights on ALM, liquidity, investments, capital, FTP, and pricing strategies.

The ideal candidate brings strong analytical skills, an understanding of fixed income and financial markets, and a passion for leveraging data and technology to improve

Qualifications

• Bachelor’s degree in finance, economics, or accounting.
• Proficiency with spreadsheets and databases.
• Strong analytical and critical thinking skills.
• High level of self-motivation and self-directedness.

Responsibilities

• Support ALM, liquidity, and capital planning initiatives.
• Develop and maintain financial models for forecasting net interest income, balance sheet growth, liquidity, capital, and profitability.
• Analyze fixed income portfolios and related metrics including yield, duration, convexity, market value, spread analysis, and interest rate risk exposures.
• Assist in valuation and risk analysis of financial instruments, including securities, loans, deposits, and derivatives.
• Support ALM and interest rate risk processes, including scenario analysis, stress testing, and assumption development.
• Assist in the development and maintenance of funds transfer pricing methodologies and profitability measurement frameworks.
• Perform loan and deposit pricing analyses to support product strategy, profitability, and competitive positioning.
• Conduct peer benchmarking, market research, and industry analysis to identify trends and strategic opportunities.
• Utilize quantitative techniques and statistical analysis to evaluate customer behaviors, deposit attrition, loan prepayments, and other balance sheet assumptions.
• Prepare analyses, presentations, and reporting packages for senior management, ALCO, Board committees, and regulators.
• Design and automate recurring reports, dashboards, and data processes using Excel, Power BI, Power Query, SQL, and other analytical tools.
• Support implementation and maintenance of treasury, ALM, and financial reporting systems.
• Collaborate with business partners across Finance, Risk, Lending, Deposits, and Technology to support strategic projects and process improvements.
• Identify opportunities to improve data quality, reporting efficiency, and analytical capabilities through automation and BI solutions.
• Participate in special projects related to balance sheet optimization, profitability enhancement, liquidity management, capital planning, merger analysis, and regulatory initiatives.

Skills

Analytical skills

Financial modeling

Data analysis

Forecasting

Education

Bachelor’s Degree in Finance/Economics/Accounting

MBA/CFA/CTP candidate preferred

Tools

Excel

Power BI

SQL

Power Query

Job description

Seacoast Bank is seeking a Treasury Analyst to optimize the balance sheet through quantitative analysis, financial modeling, forecasting, and reporting. You will collaborate across Treasury, Finance, Risk, Lending, and Deposits to deliver insights on ALM, liquidity, investments, capital, FTP, and pricing strategies.

The ideal candidate brings strong analytical skills, an understanding of fixed income and financial markets, and a passion for leveraging data and technology to improve