ALM & Liquidity Strategy Analyst

Seacoast Bank; Tampa (FL); On-site; USD 70,000 - 110,000; Full time

Job summary

Seacoast Bank in Tampa, FL seeks a Treasury Analyst to support balance sheet optimization through quantitative analysis, modeling, forecasting and reporting. This role partners across Treasury, Finance, Risk, Lending and Deposits to provide analytical insight into ALM, liquidity, investments, capital, FTP, and pricing initiatives.

The ideal candidate will build and maintain financial models, analyze fixed income portfolios, and automate recurring reports and dashboards using Excel, Power BI,

Qualifications

• Bachelor’s degree in Finance, Economics or Accounting required.
• Proficiency in spreadsheet and database applications.
• Demonstrates critical thinking and analytical skills.
• High level of self-motivation and self-directedness.

Responsibilities

• Develop, maintain, and enhance financial models used for forecasting net interest income, balance sheet growth, liquidity, capital, and profitability.
• Analyze fixed income securities portfolios and related metrics including yield, duration, convexity, market value, spread analysis, and interest rate risk exposures.
• Assist in valuation and risk analysis of financial instruments, including securities, loans, deposits, and derivatives.
• Support ALM and interest rate risk processes, including scenario analysis, stress testing, and assumption development.
• Assist in the development and maintenance of funds transfer pricing methodologies and profitability measurement frameworks.
• Perform loan and deposit pricing analyses to support product strategy, profitability, and competitive positioning.
• Conduct peer benchmarking, market research, and industry analysis to identify trends and strategic opportunities.
• Utilize quantitative techniques and statistical analysis to evaluate customer behaviors, deposit attrition, loan prepayments, and other balance sheet assumptions.
• Prepare analyses, presentations, and reporting packages for senior management, ALCO, Board committees, and regulators.
• Design and automate recurring reports, dashboards, and data processes using Excel, Power BI, Power Query, SQL, and other analytical tools.
• Support implementation and maintenance of treasury, ALM, and financial reporting systems.
• Collaborate with business partners across Finance, Risk, Lending, Deposits, and Technology to support strategic projects and process improvements.
• Identify opportunities to improve data quality, reporting efficiency, and analytical capabilities through automation and business intelligence solutions.

Education

Bachelor’s Degree in Finance, Economics, or Accounting

MBA, CFA, or CTP candidate preferred

Job description

Seacoast Bank in Tampa, FL seeks a Treasury Analyst to support balance sheet optimization through quantitative analysis, modeling, forecasting and reporting. This role partners across Treasury, Finance, Risk, Lending and Deposits to provide analytical insight into ALM, liquidity, investments, capital, FTP, and pricing initiatives.

The ideal candidate will build and maintain financial models, analyze fixed income portfolios, and automate recurring reports and dashboards using Excel, Power BI,