Transaction Risk Examiner

TEEMA Solutions Group

New York (NY)

Remote

USD 68,880 - 275,520

Part time

14 days+

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Job summary

A specialized financial services firm in New York seeks Certified Transaction Risk Examiners to evaluate financial transactions and identify risks as independent contractors. Ideal candidates possess strong analytical skills and relevant financial experience. Compensation ranges from $50 to $200 per hour based on experience and rating scores, with earnings linked to approved transaction work. Immediate earning potential available for verified examiners.

Qualifications

5+ years of transaction risk experience in finance.
Experience in investment banking or private equity is preferred.
Strong analytical skills required.

Responsibilities

Examine financial models and risk exposure.
Assess covenant and refinancing risks.
Support investor risk assessments.

Skills

Analytical skills

Risk assessment experience

Financial modeling

Education

CFA, CPA, or equivalent

Job description

Roles: Senior · Lead · Risk Analyst / Examiner
Initio Sphere Private Capital Ecosystem – https://initiosphere.org

Compensation:
$50–$200/hour, based on Analyst Rating Score, credentials, and approval scope

About Initio Sphere

Initio Sphere is a full-service private capital ecosystem where capital meets talent. We serve fund managers, investors, operators, and finance professionals across private markets by integrating deal flow, transaction risk examination talent, investor relations, networking, training, and job placement into a single platform.

Our mission is to promote opportunity, credibility, and real earning potential for serious private capital professionals. Once verified, examiners are activated on live transactions and can begin earning immediately.

Role Overview

Initio Sphere is seeking qualified finance professionals to join as Certified Transaction Risk Examiners.

This is not a traditional employment role. Transaction Risk Examiners operate as independent contractors and are activated through Initio Sphere’s certification and verification process.

Once approved, examiners:

Are promoted within the Initio Sphere platform
Gain access to real, paid transaction risk examination work
Support investors, fund managers, and operators by examining risk exposure across live transactions
Build a verified transaction risk assessment track record and Analyst Rating Score

Rating Score: 90–100

Pay: $150–200/hour

Typical Background:
Former investment banking, private equity, private credit, risk management, transaction advisory, or senior consulting professionals with 5+ years of transaction risk experience

Rating Score: 80–89

Pay: $100–150/hour

Typical Background:
Finance professionals with 3–5 years of deal analysis, underwriting, diligence, or risk assessment experience

Rating Score: 60–79

Pay: $50–100/hour

Typical Background:
Entry to mid-level analysts with strong analytical skills and exposure to transaction or risk-focused work

What You’ll Do (Approval-Based)

Depending on certification approvals, Transaction Risk Examiners may be engaged to:

Examine financial models for downside risk, assumption sensitivity, and stress resilience
Evaluate valuation risk, leverage levels, and capital structure exposure
Assess covenant, liquidity, and refinancing risk
Review underwriting assumptions with a risk-first lens
Identify key financial, operational, market, and structural risks
Perform sensitivity, downside, and stress-test analyses
Assess concentration, execution, and counterparty risk
Highlight material red flags and risk mitigation considerations
Review Quality of Earnings (QoE) analyses and diligence findings for risk implications
Evaluate commercial and operational diligence through a downside lens
Support investment memo development with risk-focused commentary
Prepare structured risk summaries for investor or committee review

Note: Examiners may only perform work in categories they are specifically approved for. Approvals are earned through assessment and demonstrated performance—not tenure.

How Examiners Start Earning

Complete the Transaction Risk Examiner Certification Assessment or approved training

Get verified on the Initio Sphere platform

Begin earning immediately through hourly risk examination assignments and live deal work

No cold applying. No unpaid “experience.”
Verified examiners are actively promoted to investors and deal sponsors.

To qualify, you must meet at least one of the following:

Score ≥70% in at least one category of the Certification Assessment
Complete Initio Sphere Financial Training
Hold an active professional credential (CFA, CPA, Series 7, 63, 79, or equivalent)

Analyst Rating Score

Each Transaction Risk Examiner receives a 0–100 Analyst Rating Score, which determines:

Platform visibility
Recommended hourly rates
Scores are based on risk judgment quality, analytical rigor, clarity of findings, and compliance discipline

Compensation & Deal Terms

Examiners are independent contractors, not employees

Hourly rates depend on Rating Score and approval level

Examiners may earn up to 10% of the first $100,000 in transaction fees

Maximum deal-based earning: $2,500 per transaction

Payments issued only after successful deal completion and fee collection

Initio Sphere reserves the right to revoke approvals for quality or compliance issues

Compliance Notice

Provide investment advice
Solicit or sell securities
Represent Initio Sphere in a regulated or fiduciary capacity

All work is strictly limited to transaction risk examination, analytical review, diligence evaluation, and financial support functions and must comply with applicable securities laws.

Why Join Initio Sphere