Transaction Banking, Head of Risk and Control Product, Vice President

Goldman Sachs; Dallas (TX); On-site; USD 200,000 - 260,000; Full time

Job summary

Goldman Sachs in Dallas seeks a Head of Risk and Control Product within Transaction Banking to lead risk platforms for Credit Risk, AML, Sanctions, and Fraud.

You will own the product strategy, drive end-to-end delivery with cross-functional teams, and ensure governance and risk oversight across geographies.

The role requires 10+ years in payments, risk, or product leadership, with strong stakeholder management and proven execution of complex initiatives.

Qualifications

• 10+ years in payments, risk management, or product management.
• Experience delivering risk-related platforms across domestic and cross-border payments.
• Strong communication and stakeholder management skills.
• Ability to guide cross-functional teams across risk, compliance, technology, and operations.

Responsibilities

• Own the product strategy and roadmap for risk platforms.
• Coordinate with Engineering, Operations and business stakeholders.
• Lead greenfield risk platform builds from concept to launch.
• Define KPIs for control effectiveness and platform performance.

Skills

Payments risk management

End-to-end product ownership

Stakeholder management

Leadership

JIRA & Confluence

Communication

Data-driven decision making

Tools

JIRA

Confluence

Job description

Transaction Banking, Head of Risk and Control Product, Vice President

Job Description

TRANSACTION BANKING

We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms. We provide our clients a simple, intuitive, secure, and frictionless experience for domestic, cross-border and cross-currency payments.Simplifying payments making it just as easy to pay someone across the globe as it is to pay someone around the corner. We’re a team of diverse experts helping our clients to build the future of their Treasury.

RESPONSIBILITIES AND QUALIFICATIONS

The Head of Risk and Control Product leads the Risk Product function, reporting to the Global Head of Payments in Transaction Banking (TxB). The function owns, builds and oversees all payment-related risk platforms for the transaction bank, including Credit Risk Management, Anti-money laundering (AML), Sanctions and Fraud. The role is accountable for the strategy, roadmap, delivery and ongoing oversight of internal product solutions & capabilities that are essential to processing payments safely and efficiently. Working closely with first-line risk teams, second-line Risk and Compliance partners, Engineering and Operations, the individual will enable business growth through scalable risk capabilities aligned with the firm’s risk appetite.

Responsibilities include:

End-to-End Product Ownership:

Own the product strategy and roadmap across Credit Risk Management, AML, Sanctions and Fraud, prioritizing investment to support growth, business expansions to new client segments and operational scalability.

Maintain clear governance, decision-making and escalation, respecting first-line ownership and independent second-line oversight and challenge.

Subject Matter Expertise:

Translate risk policies, control requirements and operational workflows into actionable product requirements across geographies and payment modalities.

Shape capabilities for credit exposure and limit management, transaction monitoring, sanctions screening and fraud prevention in partnership with firmwide second-line experts.

Project Delivery & Execution:

Agree strategic priorities with first-line risk and second-line Risk and Compliance partners, aligning Engineering, Operations and business stakeholders on requirements, trade-offs and client experience

Drive greenfield risk platform builds from concept and design through development, testing and launch, managing complex, multi-quarter initiatives across global, cross-functional teams.

Define KPIs for control effectiveness, platform performance and operational efficiency, using data to assess outcomes and guide improvement.

Leadership & Vision:

Set a clear direction for Product Risk with measurable business and risk outcomes and communicating priorities and progress to senior stakeholders.

Build, lead and develop a high-performing team of product managers, fostering clear ownership, strong product judgment and accountability for execution.

Ideal candidate has:

Deep payments and risk expertise, including a strong understanding of credit risk, AML, sanctions and fraud across domestic and cross-border payments.

A proven track record of end-to-end product ownership and delivering complex initiatives on time, balancing risk requirements, client outcomes, business priorities and technical feasibility.

Excellent written and verbal communication skills, with the ability to explain complex risk and technology topics clearly to senior audiences.

Strong stakeholder management and influencing skills, with demonstrated ability to build alignment across risk, compliance, technology and operational teams and resolve competing priorities.

Strong product judgment, analytical and organizational skills, including structured delivery planning, dependency management and experience using JIRA and Confluence.

Basic Qualifications

At least 10 years of relevant experience in payments, risk management or product management, ideally with substantial experience delivering risk-related platforms or capabilities.

Preferred Qualifications / Experience

Experience in a first-line risk function or senior product role focused on credit risk or fraud risk, with exposure to AML and sanctions capabilities.

Experience owning or delivering credit risk platforms supporting exposure monitoring, limits and risk decision-making.

Experience building or transforming transaction banking or corporate payments risk platforms, including integration with payment processing, risk data and operational workflows.

Job Info

• Job Identification 187608
• Job Category Vice President
• Posting Date 10/28/2026, 01:49 PM
• Locations Dallas, TX, United States

Healthcare & Medical Services

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We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

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We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

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We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

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