Trade & Working Capital - Structured Finance Product Manager- Vice President

JPMorgan Chase & Co.; Jersey City (NJ); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Product Manager for Trade & Working Capital to lead the strategy, development, and commercialization of Structured Working Capital solutions.

You will voice the customer, drive profitable product offerings, and guide end-to-end lifecycle from ideation to launch with cross-functional teams. You will engage with Sales, Treasury Services, Legal, Risk, Compliance, and Technology to ensure scalable, compliant, and client-focused products that support growth and

Qualifications

• 5+ years of experience in product management or related financial services field.
• Experience in Trade Finance or Working Capital Solutions is preferred.
• Knowledge of structured working capital solutions (Receivables Finance, Inventory Finance, Borrowing Base Finance, Distributor Finance) is a plus.

Responsibilities

• Define and execute the strategic vision and product roadmap for Structured Working Capital, driving client value and profitability.
• Lead development, enhancement, and commercialization with Sales, Treasury Services, Legal, Risk, Compliance, and Technology teams.
• Serve as the product expert across Receivables Finance, Inventory Finance, Borrowing Base Finance, Distributor Finance, and related liquidity solutions.
• Drive client-centric innovation through market research and direct client engagement, translating opportunities into actionable strategies.
• Partner with Legal, Tax, Risk, and Compliance to meet regulatory requirements and maintain a robust control framework.
• Lead governance activities for new launches, enhancements, and initiatives.
• Champion technology modernization to improve scalability and client experience.
• Manage the full product lifecycle from ideation to optimization.
• Act as liaison for regulators, Internal Audit, Product Control, and risk partners.
• Own product financial performance including revenue growth, expense management, pricing strategy, cost allocation, and profitability initiatives.
• Partner with Sales on client engagements and complex solution design.

Skills

Product management

Strategic vision

Cross-functional leadership

Regulatory compliance

Stakeholder management

Job description

Lead the strategy, innovation, and commercialization of J.P. Morgan's Structured Working Capital platform, delivering market-leading financing and liquidity solutions that help clients optimize working capital and support growth.

As a Product Manager in Trade and Working Capital, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.

Trade & Working Capital (“TW&C”)is a division of J.P. Morgan Payments.TW&C connects counterparties with market-leading Supply Chain Finance, Receivables Finance, Inventory Finance,Contract Monetization,Commodity Trade Finance, Working Capital Lending, Export Agency Finance (EAF), and Traditional Trade solutions. StructuredWorking Capitalis part of (T&WC) andincludes Receivables Finance, Contract Monetization, Commodity Trade Financeand Inventory Finance.

Job responsibilities

• Define and execute the strategic vision and product roadmap for Structured Working Capital solutions, driving client value, growth, and profitability.
• Lead the development, enhancement, and commercialization of innovative working capital solutions in partnership with Sales, Treasury Services, Legal, Risk, Compliance, and Technology teams.
• Serve as the product subject matter expert across Receivables Finance, Inventory Finance, Borrowing Base Finance, Distributor Finance, and related liquidity solutions.
• Drive client-centric innovation through market research, industry insights, and direct client engagement, translating opportunities into actionable product strategies.
• Partner with Legal, Tax, Risk, and Compliance teams to ensure products meet regulatory requirements and maintain a robust control framework.
• Lead product governance activities, securing approvals for new product launches, enhancements, and strategic initiatives.
• Champion technology modernization and system enhancements that improve scalability, operational efficiency, and client experience.
• Manage the full product lifecycle from ideation and development through launch, commercialization, and ongoing optimization.
• Act as the primary liaison for regulators, Internal Audit, Product Control, and second-line Risk partners, overseeing regulatory reviews and maintaining a strong control environment.
• Own product financial performance, including revenue growth, expense management, pricing strategy, cost allocation, and profitability initiatives.
• Partner with Sales teams on client engagements, complex solution design, and strategic business development opportunities.

Required qualifications, capabilities, and skills

• 5+ years of experience
• Experience within Product Management, Product Development, Trade Finance, Working Capital Solutions, or a related financial services discipline
• Working knowledge of Structured Working Capital solutions, including Receivables Finance, Inventory Finance, Borrowing Base Finance, Distributor Finance, and broader liquidity and working capital products.
• Proven track record leading strategic product initiatives and managing complex product portfolios within a large financial institution.
• Strong commercial acumen with demonstrated success driving product growth, profitability, and client adoption.
• Extensive knowledge of risk, regulatory, and compliance requirements applicable to Trade & Working Capital products.
• Experience developing and delivering innovative client solutions that address complex financing and liquidity challenges.
• Strong analytical and strategic problem-solving skills with the ability to leverage data and market insights to inform decision-making.
• Excellent project management skills with the ability to lead large-scale initiatives from concept through implementation.
• Exceptional communication and stakeholder management capabilities, including experience influencing senior executives, regulators, risk partners, and clients.
• Ability to partner with technology teams to drive product enhancements and digital transformation initiatives.

Preferred qualifications, capabilities, and skills

• Experience within a global, highly matrixed financial institution.
• Knowledge of adjacent Trade & Working Capital products, including Export Finance, Guarantees, Supply Chain Finance, and Structured Trade solutions.
• Experience supporting product commercialization, pricing strategy, and market expansion.
• Exposure to securitization, asset-backed financing, and capital markets solutions.
• Advanced degree (MBA, Master's, or equivalent) preferred.