Structured Working Capital Product Manager - Payments - Executive Director

JPMorganChase; Jersey City (NJ); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorganChase is seeking a Product Manager for Structured Working Capital to lead customer-centric development, drive strategic product initiatives, and influence cross-functional teams. You will own governance, roadmaps, and execution to enhance client experiences and working capital efficiency.

The role requires extensive finance experience, 6+ years in product management, and a proven ability to deliver complex projects within a highly matrixed bank environment, with strong communication and

Qualifications

• 6+ years of experience delivering products and leading projects in a financial services setting.
• Deep knowledge of Structured Working Capital, supply chain finance and receivables finance.
• Experience in senior leadership roles within Trade Finance product management.

Responsibilities

• Own all aspects of product management for Structured Working Capital; manage updates, approvals, and capability expansion.
• Build out capabilities through change management and onboarding of vendors/products/bookings.
• Participate in regulatory and business control forums to govern risk and controls.
• Develop program roadmaps by identifying client opportunities and guiding annual reviews to drive revenue.
• Collaborate with Origination/Transactor teams to create structured solutions improving client experience and working capital.

Skills

Product management

Structured Working Capital

Finance expertise

Senior leadership

Regulatory compliance

Data analytics

Stakeholder engagement

Communication skills

Education

Master's degree preferred

Job description

Job Description

Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence.

Job Description

Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence. As a Product Manager within the Structured Working Capital team, you will leverage your advanced capabilities to challenge traditional approaches, remove barriers to success, and foster a culture of continuous innovation that helps inspire cross‑functional teams create groundbreaking solutions that address customer needs.

Trade & Working Capital (“TW&C”)

is a division of J.P. Morgan Payments. TW&C connects counterparties with market‑leading Supply Chain Finance, Receivables Finance, Inventory Finance, Contract Monetization, Commodity Trade Finance, Working Capital Lending, Export Agency Finance (EAF), and Traditional Trade solutions. Structured Working Capital is part of (T&WC) and includes Receivables Finance, Contract Monetization, Commodity Trade Finance and Inventory Finance.

Job Responsibilities

• All aspects of Product Management in Structured Working Capital including; ongoing product updates, approvals and the build out/expansion of product capabilities.
• Build out and expand capabilities through change management process (including, onboarding new vendors / products / booking locations)
• Managing product governance for risk and controls including, participating and presenting at regulatory and business control forums;
• Establish and maintain programmatic road maps including, identifying client opportunities, recommending strategies and leading annual review engagements to support successful client programs and drive revenue generation;
• Work closely with Origination and Transactor teams to identify structured solutions to enhance the client experience and our clients' working capital positions;
• Partner with Product Solutions Delivery and other stakeholders to ensure robust and seamless product delivery, execution management and portfolio monitoring within agreed Risk & Control frameworks;
• Define strategic vision for Structured Working Capital product and build detailed plans for executing and coordinating with internal stakeholders.

Required Qualifications, Capabilities, And Skills

• You will be a Product Manager or able to demonstrate relevant experience in a similar role with knowledge and experience in Structured Working Capital and extensive finance experience with a focus on syndicated lending and alternative financing structures for receivables.
• 6+ years of experience or equivalent expertise delivering products, project management and development
• Deep expertise in Supply Chain Finance, Receivables Finance and other Structured Working Capital products within a banking or financial services environment, with a strong understanding of market dynamics and customer needs.
• Demonstrated extensive experience in senior leadership roles within Trade Finance product management, with a proven track record of driving strategic initiatives and leading high‑performing teams
• Strong analytical skills with the ability to leverage data and insights to drive strategic decision‑making and product development
• In‑depth knowledge of regulatory and compliance requirements related to Trade Finance, with experience in navigating complex regulatory environments and ensuring product compliance
• Experience in developing innovative solutions to address bespoke client and market needs, with a focus on enhancing the client experience and achieving business objectives including commercialization
• Strong project management background and experience in delivering impactful projects from start to finish
• Exceptional communication and interpersonal skills, with the ability to engage and influence senior executives, regulators, and key stakeholders
• Exposure to IT development projects from kick‑off to launch and deep understanding of the product lifecycle

Preferred Qualifications, Capabilities, And Skills

• Demonstrated prior experience working in a highly matrixed, complex organization
• Ability to market products to achieve a desired client outcome and provide client-centric solutions
• Experience in securitization is advantageous
• Masters Education is preferred but not a must
• Experience in local market practices

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.