Total Loss Adjuster

Reserv; United States; Remote; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

401(k) matching

Generous PTO

Family leave policy

Remote-friendly environment

Equipment provided

Job summary

Reserv is seeking a highly organized Transportation Claims Total Loss Specialist to manage total loss settlements, rental expenses, and review vehicle valuations across a remote-first environment in the United States. You will collaborate with rental facilities, body shops, salvage vendors, and appraisers to resolve complex claims efficiently.

The ideal candidate has 3+ years in transportation claims adjusting, with total loss and first/third-party experience, an adjuster license (or working

Qualifications

• Bachelor’s degree; not mandatory if other qualifications are met.
• minimum of 3 years of transportation claims adjusting experience.
• Active insurance adjuster license; willingness to obtain additional licenses within 60 days.
• Knowledge of state regulations, policy provisions, and procedures.
• Commercial experience preferred.

Responsibilities

• Provide prompt, courteous customer service to policyholders and claimants.
• Gather information to adjudicate claims and explain policy coverage.
• Manage inventory of claims and establish reserves; adjust as needed.
• Coordinate with salvage vendors for vehicle movement and rental reimbursement.
• Identify recovery opportunities including subrogation and salvage.
• Ensure compliance with state regulations and SOPs.
• Negotiate total loss settlements within authority and guidelines.
• Contribute to guidelines, best practices, and process improvements.
• Oversee external investigators and collaborate with client counsel.
• Learn about evolving claims guidance and policy changes.

Skills

Transportation claims

Total Loss experience

Data analysis

Education

Bachelor’s degree

Tools

State regulations

Job description

About the role

We are seeking a highly organized and customer-focused Transportation Claims Total Loss Specialist to join our team. The successful candidate will be responsible for working with rental facilities, body shops, salvage vendors, and appraisers to manage the total loss settlement process and rental expenses, reviewing the valuation of the vehicle based on its type to resolve the claim efficiently and reviewing damage estimates to confirm vehicles are total losses.

Your role will also be responsible for handling an inventory of claims, triaging critical claims, and delivering service to all constituents of the claim.

The ideal candidate has a willingness to work through a design process that supports the quickest claim resolution with the best outcome. In addition, you will collaborate closely with our product and engineering teams to give feedback and identify technology and process improvements.

What you’ll do

• Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls and resolving customer requests
• Gather necessary information from customers to successfully adjudicate the claim and explain policy, coverage, and appropriate course of action
• Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim
• Coordinate with our salvage vendor partners for the movement of damaged vehicles and assist with rental reimbursement
• Recognize recovery opportunities in regards to subrogation and salvage, as well as total loss
• Ensure compliance with specific state regulations, policy provisions, and standard operating procedures
• Negotiating and communicating all total loss settlements per company and state guidelines within approved payment authority
• Provide input for continuous development of claims guidelines, best practices, and process improvements
• Oversee and direct outside investigative service providers and work closely with the client and client counsel and investigative services to resolve the claim
• Engage in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modifications

Qualifications

• Bachelor’s degree (lack of one should not stop you from applying if you possess all the other qualifications)
• Minimum of 3 years of experience on point and concentrated in transportation claims adjusting, ideally with:
• • Total Loss adjusting experience
  • First-party Comp and Collision
  • Third-party Property Damage Liability
• Active insurance adjuster’s license by way of a designated home state, or home state
• Willing to obtain all licenses within 60 days, including completing state required testing
• Knowledge of state regulations, policy provisions, and standard operating procedures
• Commercial experience preferred
• Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures
• Curious and motivated by problem solving and questioning the status quo
• Desire to engage in learning opportunities and continuous professional development
• Willingness to travel for client and claims needs

Benefits

• Generous health-insurance package with nationwide coverage, vision, & dental
• 401(k) retirement plan with employer matching
• Competitive PTO policy - we want our employees fresh, healthy, happy, and energized!
• Generous family leave policy after 8 months of continuous work
• Work from anywhere to facilitate your work life balance
• Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!

Additionally, we will

• Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role
• Work toward reducing and eliminating all the administrative work from an adjuster role
• Foster a culture of empathy, transparency, and empowerment in a remote-first environment

At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!