TMT Underwriter Analyst: Credit Modeling & Growth

First Citizens; New York (NY); On-site; USD 75,000 - 90,000; Full time

Job summary

First Citizens Bank is seeking an Underwriting Analyst for its Commercial Bank Analyst Development Program in New York City. The role starts with an 8-week on-site curriculum covering credit policies, underwriting fundamentals, financial modeling, and system training, then moves into team assignments with ongoing development.

The program emphasizes hands-on learning, professional growth, and exposure to TMT sector financing, with rotations and ongoing trainings to prepare for career progression.

Qualifications

• Bachelor's degree or associate degree with 2 years' experience.
• Coursework or internship in commercial lending or credit analysis.
• Finance fundamentals and financial statement analysis.
• Strong analytical and writing skills; GPA preference where stated.

Responsibilities

• Prepare historical financial analysis and projection models for underwriting loans.
• Conduct independent industry research to inform credit decisions.
• Assist in loan management and reporting post-close.
• Contribute to credit approval documents and meetings.
• Maintain credit files for audits and stay updated on TMT trends.
• Develop familiarity with First Citizens Bank systems and processes.

Skills

Analytical Reasoning

Communication

Credit Analysis

Critical Thinking

Financial Analysis

Education

Bachelor's Degree

Associate's Degree/Equivalent

Job description

First Citizens Bank is seeking an Underwriting Analyst for its Commercial Bank Analyst Development Program in New York City. The role starts with an 8-week on-site curriculum covering credit policies, underwriting fundamentals, financial modeling, and system training, then moves into team assignments with ongoing development.

The program emphasizes hands-on learning, professional growth, and exposure to TMT sector financing, with rotations and ongoing trainings to prepare for career progression.