Commercial Credit & Risk Analyst

M&T Bank; New York (NY); On-site; USD 76,000 - 127,000; Full time

Job summary

M&T Bank is seeking a Commercial Credit Analyst in New York, NY to support underwriting and portfolio monitoring for a diverse set of commercial relationships. You will analyze requests, monitor risk, and prepare independent credit assessments.

The role requires strong analytical skills, attention to detail, and the ability to collaborate with relationship managers to maintain accurate risk ratings across the loan portfolio.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics or related field and 1 year in commercial credit or 5 years combined education/work.
• Strong verbal and written communication skills.
• Strong analytical ability, attention to detail, and problem-solving abilities.

Responsibilities

• Analyze new loan requests and modifications from screen to approval and for loan life.
• Monitor ongoing credit risk with CCM activities to identify emerging risk.
• Review financial statements, tax returns, due diligence, and industry data to assess creditworthiness.

Skills

Verbal and written communication

Analytical ability

Critical thinking

Problem-solving

Attention to detail

Time management

Independence

Customer focus

Microsoft Office

Education

Bachelor’s degree in Accounting/Finance/Economics

Tools

Capital IQ

FactSet

Bloomberg

Microsoft Office

Job description

M&T Bank is seeking a Commercial Credit Analyst in New York, NY to support underwriting and portfolio monitoring for a diverse set of commercial relationships. You will analyze requests, monitor risk, and prepare independent credit assessments.

The role requires strong analytical skills, attention to detail, and the ability to collaborate with relationship managers to maintain accurate risk ratings across the loan portfolio.