TMT Underwriter II — Strategic Credit Analyst

First Citizens; New York (NY); Hybrid; USD 90,000 - 105,000; Full time

Benefits offered by this job

Health insurance

Job summary

First Citizens Bank is seeking an Underwriter II - TMT in New York for a hybrid role that blends office and remote work. You will underwrite and structure loans for Technology, Media and Telecom portfolios, review financial statements, and communicate credit outcomes to clients and internal partners.

The position emphasizes analytical rigor, risk identification, and collaboration with clients and associates.

Qualifications

• Bachelor's degree and 1 year of experience or equivalent in Commercial Lending or Credit Analysis.
• Experience analyzing financial statements and projecting twelve-month results is preferred.
• Financial modeling and credit structuring experience is a plus.

Responsibilities

• Underwrite TMT accounts and determine credit grades and loan structures.
• Source, compile, and interpret financial data to support approvals.
• Identify risks and communicate changes in the portfolio.
• Prepare credit analysis documentation and support client calls.

Skills

Critical Thinking

Communication Verbal and Written

Analytical

Credit Analysis

Detail Oriented

Financial Analysis

Education

Bachelor's Degree

High School Diploma / GED

Job description

First Citizens Bank is seeking an Underwriter II - TMT in New York for a hybrid role that blends office and remote work. You will underwrite and structure loans for Technology, Media and Telecom portfolios, review financial statements, and communicate credit outcomes to clients and internal partners.

The position emphasizes analytical rigor, risk identification, and collaboration with clients and associates.