Title Officer

Weichert, Realtors; Cherry Hill Township (NJ); Hybrid; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Coverage

401(k)

Paid Time Off

Flexible Spending Accounts

Job summary

Heritage Abstract Co. in New Jersey is seeking a Title Officer for a hybrid/remote role based in Cherry Hill/Morristown. You will evaluate title and legal issues, determine insurability, and interact with underwriters to issue clear title commitments for various real estate transactions.

The role requires five or more years in the title industry, a license, and strong negotiation, communication, and real estate law knowledge. Salary ranges reflect market conditions and geographic factors.

Qualifications

• High school diploma or GED
• Associate’s or bachelor’s degree preferred
• Title Insurance Producer License required
• Valid driver’s license

Responsibilities

• Evaluates title and legal issues and provides recommendations on how to resolve them
• Determines insurability of premises under various circumstances and conditions for insurance
• Interfaces with underwriter and Settlement Department regarding title
• Reviews title clearance issues and negotiates with attorneys to establish escrows
• Establishes acceptable outcomes and resolutions for title issues for all parties
• Reviews and evaluates title claims and reports to Title Production Manager
• Attends mark-up title insurance commitments for closings
• Interfaces with lender’s counsel on complex issues
• Assesses risks and liabilities and alerts management as appropriate
• Communicates with attorneys, realtors, clients, underwriters, title agents, lenders, and sales force
• Performs survey readings and prepares legal descriptions
• Prepares title insurance commitments after county searcher’s brief
• Determines and effectuates title endorsements in consultation with Title Production Manager
• Addresses inquiries from clients and staff in a timely manner
• Provides technical expertise, training, and guidance to less experienced staff
• Performs other duties as assigned

Skills

Negotiation skills

Oral & written communication

Real estate knowledge

Survey & math basics

Multitasking

Attention to detail

Office equipment knowledge

Title industry knowledge

Closing process knowledge

Education

Title Insurance Producer License

Associate’s or bachelor’s degree preferred

High school diploma or GED

Valid driver’s license

Tools

MS Office

Job description

Heritage Abstract Co. is hiring a Title Officer in Cherry Hill/Morristown, NJ. This is a Hybrid or Remote position. The Title Officer is responsible for determining the insurability of a particular property. The position assesses the risk and determines under what conditions a property may be insured. The position handles complicated issues that have a significant financial impact on the Company and provides guidance to less experienced staff on complex matters. The Title Officer also makes binding decisions relative to escrow for title-related items.

Essential Duties and Responsibilities

• Evaluates title and legal issues. Provides recommendations on how to best resolve the issues.
• Determines insurability of premises in question under various circumstances (i.e., short sales, mortgage foreclosure, In-lieu Tax Foreclosure, In-personam Tax Foreclosure, judgment sales, Deed-in-Lieu of Foreclosure, Estate situations, marital situations, bankruptcy complications, judgment, and various liens) and what conditions are necessary to insure the premises.
• Interfaces with the Agency’s Title Insurance Underwriter to determine insurability and Settlement Department in regard to clearing title.
• Reviews all title clearance issues and judgments. Negotiates with the buyer’s/seller’s attorney in regard to title issues; establishes escrows for title-related items, protecting the Agency’s Underwriter while creating a climate of acceptability for the escrow between the buyer/seller and their respective attorneys.
• Establishes an acceptable outcome and resolution for title issues for all parties involved in the transactions.
• Reviews and evaluates title claims and reports findings and recommendations to the Title Production Manager.
• Attends “mark‑up” title insurance commitment for lender and purchaser at Commercial closings and other closings as requested.
• Interfaces with the Commercial lender’s counsel on complex issues.
• Assesses risks and liabilities and alerts management, as appropriate.
• Communicates effectively with attorneys, realtors, clients, underwriters, title agents, lenders, and sales force regarding all facets of the title issues.
• Performs survey readings and prepares legal descriptions from a survey print.
• Prepares title insurance commitments after evaluation of county searcher’s brief.
• In consultation with the Title Production Manager, determines and effectuates various title endorsements including resolution of title issues, various deletions from the title commitment in regard to judgments, outstanding mortgages, previously unsatisfied liens, and possible outstanding interest.
• Addresses inquiries from clients, borrowers, agents, and internal staff in a timely manner.
• Provides technical expertise, training, and guidance to less experienced staff members.
• Performs other duties as assigned.

Minimum Qualifications

Education, Certification, and License Requirements

• High school diploma or GED
• Associate’s or bachelor’s degree preferred
• Title Insurance Producer License required
• Valid driver’s license

Experience

• Five (5) or more years of experience in the title industry or related field

Knowledge, Skills, and Abilities

• Versed in procedures and processes of a Commercial closing, including orders of exhibits, UCC searches, and corporate status searches
• Strong understanding of the real estate and mortgage industries
• Strong understanding of real estate law
• Excellent oral and written communication skills
• Strong negotiation skills

Moderate mathematical skills including an understanding of geometry and survey coordinates

Must be able to think logically and resolve problems quickly

Proficiency in Microsoft Office suite of products

Ability to multitask in a fast-paced environment

Strong attention to detail

Knowledge and ability to use typical office equipment (PC, calculator, fax machine, etc.)

The estimated base salary range for this position is from $70,000 - $100,000 (annually). The rate of pay offered will be dependent upon several factors including but not limited to the candidate's relevant skills, education, work experience, job location/geographic region, and/or certifications.

Weichert offers a comprehensive suite of benefit programs to all eligible employees, including medical, dental, and vision insurance, life and disability coverage, 401(k) retirement savings, Paid Time Off (PTO), Flexible Spending Accounts (FSA), and much more.

Weichert is an equal opportunity employer. We are committed to non-discrimination on any protected basis, such as veteran status, or any other basis covered under applicable law.