Third-Party Payments Compliance Lead (BSA/AML)

Meridian Bank; Malvern (Chester County); On-site; USD 120,000 - 160,000; Full time

Job summary

Meridian Bank seeks an experienced Third Party Payments Compliance & BSA/AML Payments Oversight Officer to provide independent second-line oversight of the Bank’s Third-Party Payments Program. You will challenge risk assessments, monitor relationships, and escalate issues to senior management.

Role requires deep knowledge of BSA/AML, OFAC, and third-party risk management, along with strong communication and governance reporting skills.

Qualifications

• Bachelor’s degree in business, finance, accounting, risk management, compliance, or related discipline required; advanced degree preferred.
• 7+ years of banking compliance, BSA/AML, or third-party oversight experience preferred.

Responsibilities

• Provide independent second-line oversight of the Bank’s Third-Party Payments Program and SME for payment processors and related partners.
• Review and challenge risk assessments, onboarding decisions, customer risk ratings, and due diligence results.
• Evaluate whether first-line controls are properly designed and operating for higher-risk payments relationships.
• Provide practical, risk-based guidance to align decisions with policies and regulatory expectations.

Skills

BSA/AML expertise

Payments risk

Regulatory interaction

Leadership

Communication skills

Data analysis

Education

Bachelor’s degree in business/finance/etc.

Advanced degree preferred

Tools

Case management systems

Microsoft Office

Risk dashboards

Job description

Meridian Bank seeks an experienced Third Party Payments Compliance & BSA/AML Payments Oversight Officer to provide independent second-line oversight of the Bank’s Third-Party Payments Program. You will challenge risk assessments, monitor relationships, and escalate issues to senior management.

Role requires deep knowledge of BSA/AML, OFAC, and third-party risk management, along with strong communication and governance reporting skills.