Teller

Michigan Schools and Government Credit Union; Saint Clair Shores (MI); On-site; USD 19,000 - 27,000; Full time

Benefits offered by this job

Health benefits

Vacation time

401(k) contributions

Paid holidays

Job summary

MSGCU in Saint Clair Shores, MI is seeking a full-time Teller to deliver the member experience by accurately completing teller transactions, identifying member needs, and cross-selling products to deepen relationships.

The role requires a high school diploma or GED and at least 6 months of teller experience. MSGCU offers comprehensive benefits, competitive salaries, paid holidays, PTO, and a 401(k) match.

Qualifications

• High school diploma or GED; and
• 6 months of teller experience in a financial institution or as a retail sales representative/cashier.

Responsibilities

• Delivers the desired member experience by accurately completing teller transactions and identifying member needs.
• Cross-sell products and services to deepen member relationships.
• Follow MSGCU service standards to maintain accuracy and cash controls.

Skills

Customer service

Cash handling

Sales/cross-selling

Teamwork

Education

High school diploma or GED

Job description

Branches (Retail Banking)

St. Clair Shores, MI

ID: 168-397

Full-Time/Regular

Founded by a small group of educators, Michigan Schools & Government Credit Union (MSGCU) has been providing quality financial services to the community for more 70 years and welcomes everyone in Michigan to bank with us. We are financial champions committed to helping our members achieve financial success by rallying behind them and their goals. As the sixth largest Credit Union in Michigan, MSGCU has 24 branch offices in southeast Michigan, over 450 team members, 150,000 members, $4 billion in assets, and a 97% member satisfaction rating for two decades. We are a caring organization that strives to ensure an equitable and inclusive culture where everyone is valued and respected. Our dedication to team member engagement has contributed to the honor of being named a Top Workplace by The Detroit Free Press thirteen years in a row.

If you have a passion for helping people and providing exceptional and dependable service, we want you on our team!

More information about our comprehensive total rewards package can be found here.

Overview of Responsibilities:

Delivers the desired member experience by accurately completing teller transactions, identifying member needs, and cross-selling beneficial products and services to deepen member relationships.

• Member Service: Exceeds member service expectations and builds trusting relationships with members, showing a sincere interest in the member and their financial success. Actively engages with the branch team to ensure members are served efficiently and promptly.
• Teller Transactions: Follows MSGCU’s service standards to accurately complete teller transactions and balance drawer and checks at end of day. Teller transactions include, but are not limited to: cashing checks, processing deposits and withdrawals, making member payments, processing certificate of deposit transactions, and member account maintenance. Adheres to cash controls including cash drawer limits, buy/sell procedures, dual control, and other applicable procedures.
• Cross-Selling: Generates member referrals by using a consultative approach and asking high impact questions to identify and meet member perceived and unperceived needs. Listens for member cues and uses in depth knowledge of MSGCU’s products and services to cross sell and offer solutions for member needs by focusing on the benefits and value to the member. Uses Creating Member Loyalty skills to effectively handle member complaints and resolve issues by working with members to identify mutually beneficial solutions.

Core Competencies

• Member Focus: Builds strong member relationships (internal/external) by using effective listening skills to gain insight into member needs and identifying opportunities to benefit the member, efficiently resolving problems, and providing superior quality service in a professional, efficient, and courteous manner. Behavior consistently demonstrates engagement with members and commitment to MSGCU initiatives in support of our mission and values.
• Action Oriented: Takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm. Completes responsibilities with a high level of excellence, professionalism, efficiency, accuracy and responsibility for outcomes.
• Communicates Effectively: Actively listens, provides timely and helpful information, shares, collaborates and participates in team discussions.
• Instills Trust: Gains the confidence of others by modeling honesty, integrity, and authenticity, and behaviors that align with organizational values. Makes responsible choices and exemplifies courage by stepping up to address difficult issues.
• Self-Development: Actively seeks new ways to grow and be challenged using both formal and informal development channels; demonstrates a willingness to step into other areas as requested.

Education And Experience Requirements

• High school diploma or GED; and
• 6 months of experience as a teller in a financial institution or as retail sales representative/cashier.

Working Conditions

• Office and branch location environment with little discomfort from noise, extreme temperature, dust, or other factors.
• Occasionally required to travel throughout MSGCU’s service area in order to support other branches as business needs require.
• Exposed to potentially hazardous conditions, such as robbery. Receives detailed instructions and procedures to be followed on an annual basis to minimize risk.
• This work involves sitting most of the time with brief periods of walking or standing and may occasionally require lifting and/or moving up to 10 pounds. This work involves standing most of the time with brief periods of walking or sitting and may occasionally require lifting and/or moving up to 10 pounds.

Compensation And Benefits

Competitive salaries are just the starting point for MSGCU team members. We also champion our team members with generous health benefits, vacation time, retirement plan contributions and discounts on loans also come with the job.

• Base hourly pay begins at $16.40/hourly
• Medical, dental and vision on your first day! You can choose the most generous Health Savings Account (HSA)-eligible medical plan with no monthly premium for you (and your family)
• If you are at least 21 years old, you will receive a 3% contribution from MSGCU, and a 100% match for the next 7% you contribute to your 401(k)
• You will enjoy 12 paid holidays and up to 120 hours of PTO your first year of service (pro-rated based on start date)