Teller

Michigan Schools and Government Credit Union; Commerce Charter Township (MI); On-site; USD 18,638 - 26,546; Full time

Benefits offered by this job

Health benefits including medical, dental, and vision

12 paid holidays

Up to 120 hours of PTO in the first year

401(k) plan with contribution and match incentives

Job summary

Michigan Schools and Government Credit Union in Commerce Township, MI seeks a full-time Teller to provide exceptional member service and complete financial transactions. You will engage with members to build relationships and effectively handle their requests.

The ideal candidate will have a high school diploma or GED and at least six months of experience as a teller or retail sales representative. The position offers a starting pay of $16.40/hour, generous health benefits, and up to 120 hours of paid time off in the first year.

Qualifications

• Strong member service skills to build relationships and engage with members.
• Experience in completing teller transactions accurately and efficiently.
• Ability to cross-sell financial products to meet member needs.

Responsibilities

• Exceed member service expectations and build trusting relationships.
• Complete teller transactions, balance drawer at end of day.
• Generate member referrals and meet perceived needs through consultative selling.

Skills

Member Service

Teller Transactions

Cross-Selling

Education

High school diploma or GED

6 months of experience as a teller or retail cash representative

Job description

Branches (Retail Banking)

Commerce Township, MI

ID: 150-397

Full-Time/Regular

Overview of Responsibilities

• Member Service: Exceeds member service expectations and builds trusting relationships with members, showing a sincere interest in the member and their financial success. Actively engages with the branch team to ensure members are served efficiently and promptly.
• Teller Transactions: Follows MSGCU’s service standards to accurately complete teller transactions and balance drawer and checks at end of day. Teller transactions include, but are not limited to: cashing checks, processing deposits and withdrawals, making member payments, processing certificate of deposit transactions, and member account maintenance. Adheres to cash controls including cash drawer limits, buy/sell procedures, dual control, and other applicable procedures.
• Cross-Selling: Generates member referrals by using a consultative approach and asking high impact questions to identify and meet member perceived and unperceived needs. Listens for member cues and uses in depth knowledge of MSGCU’s products and services to cross‑sell and offer solutions for member needs by focusing on the benefits and value to the member. Uses Creating Member Loyalty skills to effectively handle member complaints and resolve issues by working with members to identify mutually beneficial solutions.

Core Competencies

• Member Focus: Builds strong member relationships (internal/external) by using effective listening skills to gain insight into member needs and identifying opportunities to benefit the member, efficiently resolving problems, and providing superior quality service in a professional, efficient, and courteous manner. Behavior consistently demonstrates engagement with members and commitment to MSGCU initiatives in support of our mission and values.
• Action Oriented: Takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm. Completes responsibilities with a high level of excellence, professionalism, efficiency, accuracy and responsibility for outcomes.
• Communicates Effectively: Actively listens, provides timely and helpful information, shares, collaborates and participates in team discussions.
• Instills Trust: Gains the confidence of others by modeling honesty, integrity, and authenticity, and behaviors that align with organizational values. Makes responsible choices and exemplifies courage by stepping up to address difficult issues.
• Self-Development: Actively seeks new ways to grow and be challenged using both formal and informal development channels; demonstrates a willingness to step into other areas as requested.

Education And Experience Requirements

• High school diploma or GED;
• 6 months of experience as a teller in a financial institution or as retail sales representative/cashier.

Working Conditions

• Office and branch location environment with little discomfort from noise, extreme temperature, dust, or other factors.
• Occasionally required to travel throughout MSGCU’s service area in order to support other branches as business needs require.
• Exposed to potentially hazardous conditions, such as robbery. Receives detailed instructions and procedures to be followed on an annual basis to minimize risk.
• This work involves sitting most of the time with brief periods of walking or standing and may occasionally require lifting and/or moving up to 10 pounds. This work involves standing most of the time with brief periods of walking or sitting and may occasionally require lifting and/or moving up to 10 pounds.

Compensation And Benefits

Competitive salaries are just the starting point for MSGCU team members. We also champion our team members with generous health benefits, vacation time, retirement plan contributions and discounts on loans also come with the job.

• Base hourly pay begins at $16.40/hourly
• Medical, dental and vision on your first day! You can choose the most generous Health Savings Account (HSA)-eligible medical plan with no monthly premium for you (and your family)
• If you are at least 21 years old, you will receive a 3% contribution from MSGCU, and a 100% match for the next 7% you contribute to your 401(k)
• You will enjoy 12 paid holidays and up to 120 hours of PTO your first year of service (pro-rated based on start date)