Technical Claims Specialist

Liberty Mutual Insurance; United States; On-site; USD 70,000 - 100,000; Full time

Job summary

Liberty Mutual Insurance is seeking a Technical Claims Specialist to oversee complex auto and general liability claims with environmental exposure. You will investigate, evaluate, and resolve matters under limited supervision and established practices, coordinating with attorneys and specialists as needed.

Responsibilities include reserving, mediation preparation, negotiations, and reporting to management. The role requires strong communication skills and a track record in complex claims

Qualifications

• Bachelor's degree or equivalent business experience is required.
• 4-5 years of related claims experience.
• Solid understanding of complex auto and general liability claims handling.

Responsibilities

• Investigate, evaluate, and manage complex environmental claims from notice through resolution.
• Analyze policy language, coverage issues, exclusions, conditions, and environmental provisions.
• Coordinate with defense counsel, coverage counsel, environmental consultants, and other specialists.
• Establish reserves on assigned files and advise on case value and resolution strategy.

Skills

Complex Unit Auto

General Liability

Claims handling

Communication

Education

Bachelor's Degree

Job description

Description

Under limited supervision and established practices, the Technical Claims Specialist is responsible for the investigation, evaluation, and disposition of Complex Unit Auto and General Liability cases of moderate to high exposure.

Responsibilities

• Investigate, evaluate, and manage complex environmental claims from initial notice through resolution.
• Analyze policy language, coverage issues, exclusions, conditions, and applicable environmental liability provisions.
• Coordinate with defense counsel, coverage counsel, environmental consultants, and other specialists
• Investigates claims to determine whether coverage is provided, establish liability and verify damages. Resolves claims within authority and makes recommendations regarding case value and resolution strategy to Branch Office Management and HO Examining on cases which exceed authority.
• Works closely with staff and outside defense counsel in managing litigated files according to established litigation management protocols.
• Identifies and appropriately handles suspicious claims.
• Identifies and appropriately handles claims with third party subrogation potential.
• Establishes and maintains accurate reserves on all assigned files. Makes timely reserve recommendations to Branch Office Management and HO Examining on cases which exceed authority.
• Prepares for and attends mediation sessions and/or settlement conferences and negotiates on behalf of LMG and LMG Insureds.
• Monitors trials and reports daily to Branch Office and HO Examining. Makes recommendations regarding strategy based upon developments.
• Confers directly with policyholders on coverage and resolution strategy issues.
• Establishes and updates -Action Plans- on assigned claims which clearly reflect file status and disposition strategy.
• Participates in training sessions for less experienced staff.

Qualifications

• Solid understanding of Complex Unit Auto and General Liability claims handling techniques and a working knowledge of LMG Claims procedures and demonstrated the ability to communicate effectively.
• A Bachelor's Degree or equivalent business experience is required.
• In addition, the candidate will generally possess 4-5 years of related claims experience.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco