Tech Lead - Bank Payments Full Stack

1611 Ally Bank; Charlotte (NC); Hybrid; USD 110,000 - 180,000; Full time

Benefits offered by this job

Time Off & Holidays

401K & Financial Planning

Health and Insurance

Job summary

Ally Financial is seeking a senior software development leader to drive the delivery of scalable backend and frontend solutions. You will oversee project outcomes, budgets, and schedules, acting as the primary interface with IT and business partners.

The role blends hands-on coding, architecture, and team mentorship within Payments Technology. You will work across AWS-based services, RESTful APIs, and modern front-end frameworks like React Native, collaborating in a multi-squad environment to

Qualifications

• 7+ years of relevant software development experience.
• Bachelor's Degree in Computer Science, IT or equivalent.
• Experience with modern engineering practices and cloud-native solutions.

Responsibilities

• Liaise between product, architecture, and development team members to balance technical direction and detail.
• Coordinate projects with Engineering and Operations to minimize impact on application development teams and build new environments.
• Drive continuous improvement through coaching, pair programming, code reviews, and round table discussions.
• Write and review code for Payments Technology applications using multiple programming languages.
• Develop backend and frontend solutions on AWS and build RESTful APIs.

Skills

Node.js

Java

Python

React

React Native

Metronome

RESTful APIs

Terraform

Git

GitLab

GitHub

Shell scripting

AWS

ECS

ECS Fargate

Lambda

Route53

Docker

Kubernetes

Microservices

Serverless

AI Tools

Design patterns

SQL

NoSQL

Education

Bachelor's Degree in Computer Science, IT or equivalent

Tools

AWS

Terraform

Git

GitLab

GitHub

Docker

Kubernetes

ECS

ECS Fargate

React Native

React

REST API development

TypeScript

Java

Python

Metronome

SQL

NoSQL

Job description

Ally and Your Career Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

Responsible for managing the results of software development teams, to ensure software solutions are built according to company standards and are compliant with business requirements. Reviews and evaluates the performance of the development teams and of the individuals on the teams. Ultimately accountable for project deliverables, budgets, schedules and quality. Serves as the primary interface with IT and business partners on software development projects. This position will report to a Director of Software Development and may have responsibility for directly managing one or more development resources. At this time, Ally will not sponsor a new applicant for employment authorization for this position.

The Work Itself

Liaison between product, architecture, and development team members. Works directly with product owners to ensure stories contain the right balance of technical direction, best practices, and level of detail. Coordinates projects with Engineering and Operations team to reduce impact on application development teams, including build-out of new development environments. Drives continuous improvement through coaching, pair programming, code review processes, and round table discussions. Instills strong focus and best practices for creation and maintenance of high-quality deliverables. Participate in all phases of the software development lifecycle including design, coding, testing, deployment, and production support Write and review codebase for Payments Technology applications using multiple programming languages Develop solutions utilizing both backend and frontend technologies on AWS cloud Build RESTful APIs using modern frameworks and industry best practice Create responsive, user-friendly frontend applications using React Native Implement consistent UI components and design patterns using Metronome design system Design and deploy containerized applications using AWS ECS

Qualifications We’re Looking For

• 5+ years of software development experience using Node.js (JavaScript/TypeScript), Java, or Python, with a demonstrated ability to build clean, maintainable, and scalable applications at an enterprise level
• 3+ years of frontend development experience using React or React Native, with strong preference for hands-on expertise building cross-platform mobile and web applications
• Experience with Metronome or similar design systems to deliver consistent, accessible, and high-quality user interfaces
• Proven experience designing and developing RESTful APIs using modern frameworks, best practices, and scalable service patterns
• Strong proficiency with Terraform, Git, GitLab, GitHub, and shell scripting to support efficient source control and DevOps workflows
• Hands‑on experience with AWS cloud services — including ECS, Lambda, and Route 53 — and Infrastructure as Code tools such as Terraform to build and support cloud‑native solutions
• Solid understanding of microservices, serverless, and event‑driven architecture patterns, including message queue‑based integrations
• Experience using AI‑powered development and testing tools (GitHub Copilot, ChatGPT, Claude, etc.) to accelerate code delivery, test generation, and quality analysis
• Strong foundation in software design patterns, clean code principles, problem‑solving, and database technologies including SQL and NoSQL
• Familiarity with modern engineering practices and tools such as Docker, ECS Fargate, Kubernetes, observability platforms, feature flags, and security testing aligned to OWASP best practices
• Demonstrated leadership ability — mentoring engineers, driving technical decisions, and fostering a culture of quality, ownership, and continuous improvement
• Excellent communication and collaboration skills with the adaptability to thrive in a multi‑squad environment and a passion for innovation and production excellence

Minimum Qualifications

• 7+ years of relevant experience
• Bachelor's Degree in Computer Science, IT or equivalent

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part‑time status and management level).
• Planning for the Future: plan for the near and long term with an industry‑leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well‑being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short‑and long‑term disability, pre‑tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well‑being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back‑up child and adult/elder care days and childcare discounts.
• Work‑Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are

Ally Financial is a customer‑centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial‑services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.

Base Pay Range $110,000.00 - $180,000.00 An individual’s position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation: This position is eligible to participate in our annual incentive plan.