Tech-Driven Credit Analyst, Commercial Banking Program

Western Alliance Bancorporation; San Francisco (CA); On-site; USD 50,000 - 55,000; Full time

Benefits offered by this job

Medical and dental insurance

401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

Western Alliance Bancorporation's Commercial Banking Development Program in San Francisco invites entry-level Credit Analysts to join a dynamic team. You will spread and analyze financials, prepare credit studies for Loan Officers and senior management, and maintain extensive records and reports.

You will support Credit Administration in assessing risk, resolve client compliance issues, and collaborate with treasury, FX, and legal teams to finalize loan packages and disclosures.

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on current and prospective customers and develop credit studies for Loan Officers and senior management.
• Manage spread assignments and conduct financial analyses, maintaining related records and files.
• Prepare a variety of credit department reports.
• Support Credit Administration in analyzing credit and collateral information to assess risk in lending.
• Collect and organize company financials to ensure bank compliance and updates to systems.
• Work with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analysis to evaluate credit risk.
• Collaborate across bank groups to support treasury management, FX instruments, derivatives and legal documents.
• Produce loan packages for new and restructured loans.
• Facilitate reporting with third parties (auditors, appraisers).
• Monitor loan disbursements to ensure regulatory compliance.

Skills

Analytical skills

Communication skills

Leadership

Organizational skills

Education

Bachelor's degree or equivalent

Accounting coursework

Job description

Western Alliance Bancorporation's Commercial Banking Development Program in San Francisco invites entry-level Credit Analysts to join a dynamic team. You will spread and analyze financials, prepare credit studies for Loan Officers and senior management, and maintain extensive records and reports.

You will support Credit Administration in assessing risk, resolve client compliance issues, and collaborate with treasury, FX, and legal teams to finalize loan packages and disclosures.