Surety Associate Underwriter (Contract Surety)

NACBA; Houston, Northern (TX, KY); Hybrid; USD 45,000 - 75,000; Full time

Benefits offered by this job

26 PTO Days + 12 Holidays

401(k) Company Match

Hybrid work environment

Training & development

Healthcare & Wellness

Bonuses

College loan assistance

Educational assistance

Mentorship program

Dress for Your Day

Job summary

IAT Insurance Group in Spring, Texas is hiring an Associate Underwriter as part of its Underwriting Trainee Program. This entry-level role provides classroom, field training, and hands-on development to build a foundation in evaluating business risk from an insurance standpoint.

The program includes mentoring, exposure to contracts and financial analysis, and strong collaboration with agency partners. Hybrid schedule with in-office Mon-Wed and remote Thu-Fri; potential career path in surety

Qualifications

• Four-year college degree or equivalent applicable experience (We will consider May 2026 graduates).
• Willingness and ability to travel.
• Excellent oral and written communication skills; demonstrated leadership and organization.

Responsibilities

• Assess contracts, bond forms, and indemnity documents during training.
• Evaluate financial statements, schedules, and credit reports to assess firm risk.
• Analyze management capabilities of construction firms for project execution.
• Develop relationships with agency partners and interact with management teams.

Skills

Oral communication

Written communication

Leadership

Education

Bachelor’s degree or equivalent experience

Job description

Raise your hand if you're naturally curious and enjoy learning about different industries and how their businesses operate. We get that. In fact, this Associate Underwriter role might be the perfect career launch to keep you learning, analyzing, and growing. This position is part of our extensive Underwriting Trainee Program, a structured and immersive experience designed to build a strong foundation in the field. Through this program, hires gain exposure to all angles of the underwriting profession and are equipped to apply analytical skills in evaluating business risk from an insurance standpoint.

Building a strong career foundation is imperative to professional growth - that's why our Associate Underwriter program is designed to provide hires with the skills needed for a rewarding future in Underwriting. Associate Underwriters will be mentored by a designated coach to learn about the company, and the part they'll play in making IAT successful.

Job Description:

IAT Insurance Group has an opening for a Contract Surety Associate Underwriter in our Spring, Texas location, starting June 1st of 2026. This position is a great entry-level career opportunity and/or a great position for someone with several years of industry experience who wants to continue to learn and grow in the insurance industry. The program consists of Home Office classroom sessions, Field Office training and individual study. This program offers qualified candidates the chance to learn about the insurance business and the opportunity for a successful career in the surety industry. Please note, IAT works on a hybrid schedule, working from the office Monday through Wednesday with the option of working remotely Thursday and Friday.

Upon completion of the training program the candidate will be prepared to:

• Assess legal documents including contracts, bond forms, General Agreements of Indemnity and similar documents.
• Evaluate the financial position of firms by analyzing their financial statements, job schedules and credit reports.
• Analyze a construction firm's management and organisational capabilities to prosecute single projects and overall work program.
• Develop effective business relationships with agency partnerships.
• Closely interact with Branch Management and Home Office personnel.
• Perform other duties as necessary.

Qualifications:

• A four-year college degree or equivalent applicable experience (We will consider May 2026 graduates).
• Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
• The desire and ability to travel.
• Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization and time management.
• Must be authorized to work in the United States without visa sponsorship by employer, now or in the future.

*Current IAT employees must have been in their role for at least six months and must have received, at a minimum, a "Meets Expectations" during their performance review to be eligible for the program.

Our Culture:

IAT is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships, and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug‑free workplace and participate in E‑Verify.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.