Summer Intern: AHNJ Underwriting Analyst

Independence Blue Cross, LLC; Philadelphia (Philadelphia County); On-site; USD 21,000 - 30,000; Full time

Job summary

Independence Blue Cross in Cranbury, NJ offers an NJ Underwriting Internship that provides hands-on exposure to group health insurance underwriting. You will assist with pricing, data analysis, and evaluating new business and renewal opportunities under close supervision.

The program runs June 1, 2027 through August 6, 2027, with full-time weekday hours. Junior or recent graduates pursuing Finance, Economics or Mathematics are encouraged to apply, and Microsoft Excel proficiency is required.

Qualifications

• Strong mathematical and analytical skills.
• Ability to interpret and work with data.
• Proficiency in Microsoft Excel (Sorting, Filtering, and Data Analysis).
• Attention to detail and accuracy when reviewing and analyzing information.
• Ability to learn underwriting concepts, pricing methodologies, and healthcare funding arrangements.
• Strong organizational skills with the ability to manage multiple tasks and deadlines.
• Effective verbal and written communication skills.
• Ability to interact professionally with colleagues and business partners.
• A collaborative team player who works well in a team environment.
• Willingness to ask questions and seek clarification when needed.

Responsibilities

• Supporting evaluations and pricing of group health insurance opportunities.
• Underwriting processes
• Data analysis
• Prepare pricing info
• Support business decisionmaking
• Understanding risk assessment
• Healthcare financing
• Renewal requests
• Developing competitive funding arrangements

Skills

Math & analytics

Data interpretation

Excel proficiency

Attention to detail

Communication

Team collaboration

Problem solving

Education

Finance

Accounting

Economics

Business Administration

Risk Management

Mathematics

Tools

Excel

Job description

NJ Underwriting Internship

Independence Blue Cross

Serving more than 8 million people nationwide, including 2.5 million in southeastern Pennsylvania, Independence Blue Cross together with its subsidiaries is the leading health insurance organization in the Philadelphia region. Our mission to build healthier lives for you, your family, and your employees shapes our actions and decisions every day.

At Independence, we see each of our members as an individual, with unique needs and concerns. We're dedicated to harnessing the very latest ideas and technologies to deliver access to care that meets those needs and surpasses your expectations. For more information about Independence access our website at www.ibx.com. We're revolutionizing health care, and our focus is on you!

About The Department:

The Underwriting department plays a key role in evaluating and pricing group health insurance opportunities while supporting the longterm growth and profitability of the organization. The team is responsible for reviewing new business and renewal requests, analyzing risk, developing competitive funding arrangements, and ensuring pricing aligns with company objectives. By balancing financial performance with market competitiveness, the department helps attract and retain customers, support sustainable growth, and deliver value to clients and members. As an intern, you will gain handson experience supporting Small Group Fixed Funding new business requests and learning the Large Group renewal process, providing exposure to core underwriting functions that contribute directly to the organization's success.

Job Description:

The NJ Underwriting Intern will gain handson experience within the Underwriting department, supporting the evaluation and pricing of group health insurance opportunities. This internship provides exposure to core underwriting processes, including reviewing Small Group Fixed Funding new business requests and learning how to develop Large Group renewal proposals. The intern will work closely with underwriting professionals to analyze data, prepare pricing information, and support business decisionmaking. Through this experience, the intern will develop a foundational understanding of risk assessment, healthcare financing, and the role underwriting plays in supporting the company's growth, profitability, and customer retention goals.

Key responsibilities may include:

• Supporting evaluations and pricing of group health insurance opportunities.
• Underwriting processes
• Data analysis
• Prepare pricing info
• Support business decisionmaking
• Understanding risk assessment
• Healthcare financing
• Renewal requests
• Developing competitive funding arrangements

Qualifications:

• Strong mathematical and analytical skills
• Ability to interpret and work with data
• Proficiency in Microsoft Excel (Sorting, Filtering, and Data Analysis)
• Attention to detail and accuracy when reviewing and analyzing information
• Ability to learn underwriting concepts, pricing methodologies, and healthcare funding arrangements
• Strong organizational skills with the ability to manage multiple tasks and deadlines
• Effective verbal and written communication skills
• Ability to interact professionally with colleagues and business partners
• A collaborative team player who works well in a team environment
• Willingness to ask questions and seek clarification when needed
• Open to feedback, coaching, and continuous learning
• Ability to offer ideas and suggestions to improve processes and support team objectives
• Positive attitude, curiosity, and eagerness to learn about the health insurance & underwriting industry
• Strong problemsolving and criticalthinking skills

Education:

• Pursuing a degree in Finance, Accounting, Economics, Business Administration, Risk Management, and/or Mathematics
• Current Junior, Senior, or Recent grad up to one year

Minimum GPA:

3.0+

Program Dates

Program Start Date: June 1, 2027

Program Completion Date: August 6, 2027

Work Hours

Monday Friday, 8:30 am 5:00 pm (37.5 hours per week)

Location

259 Prospect Plains Rd, Building M
Cranbury, NJ 0851

IBX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to their age, race, color, religion, sex, national origin, sexual orientation, protected veteran status, or disability.

Must have an Android or iOS device which is compatible with the free Microsoft Authenticator app.