Structurer, Director

Citi; New York (NY); On-site; USD 271,000 - 331,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k)

Life, accident, and disability ins.

Wellness programs

Incentive and retention awards

Paid time off packages

Job summary

Citibank, N.A. is seeking a Structurer, Director in New York, NY, to lead the North America Solution business. Key responsibilities include developing new products and tailored solutions for institutional clients, managing liquidity, and optimizing capital treatment.

The ideal candidate will have extensive experience with structured finance and derivatives, ensuring compliance with regulatory frameworks. A hybrid work schedule may be possible, adhering to Citi’s policies.

Qualifications

• Requires a Master’s degree or equivalent in Finance or quantitative field and 8 years of experience.
• Alternatively, a Bachelor's degree with 10 years of experience is acceptable.
• 6+ years must include experience with structured financing.

Responsibilities

• Lead the North America Solution business focusing on new product development.
• Design and execute bespoke liquidity solutions for clients.
• Analyze liquidity metrics for securities and price derivatives products.

Skills

Structured finance

Liquidity management

Pricing interest rate derivatives

Regulatory Capital optimization

Risk management

Fixed income derivatives

Education

Master’s degree in Finance or related field

Bachelor’s degree in Finance or related field

Job description

Citibank, N.A. seeks a Structurer, Director for its New York, New York location.

Duties: Lead the North America Solution business with a focus on new product and initiatives development, including fund solutions, non-recourse financing, structured repo solutions, and other bespoke offerings for institutional clients. Provide non-flow and non-vanilla structures for services including financing, liquidity management, hedging, risk and capital optimization, bespoke accounting and cross border solutions tailored for clients such as corporates, banks, insurance companies, asset managers and security firms. Design and execute bespoke liquidity solutions including asymmetric credit support annex (CSA) and special purpose vehicles. Structure fixed income solutions that bridge North American and Asian markets, managing tax, accounting and regulatory nuances. Offer customized solutions that address complex client problems. Apply structured finance and derivatives to create financial solutions that help clients manage liquidity (Net Stable Funding Ratio, Liquidity Coverage Ratio), mitigate risk, and meet capital requirements. Use tools to analyze liquidity metrics for liquid readily marketable securities. Price derivatives products using pricing and booking systems. Comply with Citi's capital framework and legal documentation standard and collaborate with capital and legal teams to ensure they are practical and compliant. Analysis of swap profiles, Credit Valuation Adjustment (CVA), curve construction and mapping the Greeks across term structure. Analyze Regulatory Capital and RWA optimization, BASEL III and US rules to structure transactions that provide RWA relief and optimized capital treatment. Lead the development of new products and key franchise projects. Conceptualize and develop new products. Map out business and growth plans. Draft and negotiate non-standard, term sheets within ISDA, GMRA framework for complex derivatives and repo transactions. Identify opportunity gaps within the market, leveraging insights from team members to expand product suites and client base. Originate transactions through product pitches. Apply understanding of the regional solution business to make informed decisions that align with Citi’s goals. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Requires a Master’s degree or foreign equivalent, in Finance, Financial Economics, Mathematics, Economics, Physics, Computer Science or related quantitative field and 8 years of experience as Structurer, Quantitative Analyst, Associate or related position involving structured financing and solutions, and fixed income derivatives at a financial institution. Alternatively, will accept a Bachelor’s degree or foreign equivalent in the stated fields and 10 years of the specified progressive, post-baccalaureate experience. 8 years of experience must include: Pricing interest rate derivatives including analysis of swap profiles, Credit Valuation Adjustment (CVA), curve construction and mapping the Greeks across term structure; Drafting and negotiating non-standard, technical term sheets within ISDA, GMRA framework for complex derivatives and repo transactions; Leading end-to-end internal approval process for “first-of-its-kind” products, navigating tax, legal and accounting hurdles; Serving as lead technical authority in negotiations between Trading, Sales and control functions to determine risk appetite and strategies for new business opportunities; Designing and pricing derivative payoffs in note or deposit format as yield enhancement tools for clients. At least 6 years of experience must include: Structured financing including non-recourse and structured repo solutions; Using tools to analyze liquidity metrics for liquid readily marketable securities; Designing and executing bespoke liquidity solutions including asymmetric credit support annex (CSA), repo facilities, and financing using special purpose vehicles; Regulatory Capital and RWA optimization, BASEL III and US rules to structure transactions that provide RWA relief and optimized capital treatment; Structuring fixed income solutions that bridge North American and Asian markets, managing tax, accounting and regulatory nuances.

Wage Range: $300,914 to $300,914

Job Family Group: Institutional Trading

Job Family: Structuring

Time Type: Full time

Primary Location: New York New York United States

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• discretionary and formulaic incentive and retention awards
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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