Asset Backed Securities (ABS) Structurer

Citigroup Inc.; New York (NY); On-site; USD 200,000 - 300,000; Full time

Job summary

Citigroup Inc. in New York seeks a Structurer to lead pricing and develop innovative financial products for investors. The role requires deep quantitative analysis, strong communication, and cross-functional collaboration with legal, risk, sales, and finance teams.

Key duties include evaluating payoff risk, conducting back tests, supporting pre-trade and post-trade activities, and presenting to clients. A Bachelor’s degree is expected with extensive structuring experience.

Qualifications

• 15+ years structuring experience from a financial institution.
• Demonstrated quantitative and analytical skills.
• Clear and concise written and verbal communication skills.
• Ability to work with multiple functional groups in a cohesive manner.

Responsibilities

• Pricing, developing innovative financial products for investors.
• Payoff Risk and P&L impact pre-trade and post-trade scenario analysis
• Customized back tests and client portfolio analysis
• Participate to the pre-trade & post-sales effort, closely working with dedicated institutional sales
• Participate to the development of new products/payoffs
• Marketing presentations and participation to client meetings
• Work in close partnership with control functions such as Legal, Compliance, Market and Credit Risk, Audit, Finance in order to ensure appropriate governance and control infrastructure
• Build a culture of responsible finance, good governance and supervision, expense discipline and ethics
• Appropriately assess risk/reward of transactions when making business decisions; and ensure that all team members understand the need to do the same, demonstrating proper consideration for the firm’s reputation.
• Be familiar with Citi’s Code of Conduct and the Plan of Supervision for Global Markets and Securities Services; and ensure that all team members understand the need to do the same
• Adhere to all policies and procedures as defined by your role which will be communicated to you
• Obtain and maintain all registrations/licenses which are required for your role, within the appropriate timeframe
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Skills

Quantitative analysis

Analytical skills

Written communication

Verbal communication

Cross-functional collaboration

Education

Bachelor’s degree

Master’s degree preferred

Job description

The Structurer is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Recognized subject matter expert within one area. Strong commercial awareness is a necessity. An acknowledged authority both within and outside area of expertise. Typically a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Some external communication is typically required. Provides advanced judgment and conducts in-depth quantitative or qualitative analysis to solve problems and develop new, innovative solutions. Required to think beyond existing solutions, assumptions or current knowledge of sophisticated areas. Significant impact on a function and/or the business through making decisions that determine technical approaches and strategies for the area.

Responsibilities

• The Structurer will hold a key role including pricing, developing innovative financial products for investors.
• Payoff Risk and P&L impact pre-trade and post-trade scenario analysis
• Customized back tests and client portfolio analysis
• Participate to the pre-trade & post-sales effort, closely working with dedicated institutional sales
• Participate to the development of new products/payoffs
• Marketing presentations and participation to client meetings
• Work in close partnership with control functions such as Legal, Compliance, Market and Credit Risk, Audit, Finance in order to ensure appropriate governance and control infrastructure
• Build a culture of responsible finance, good governance and supervision, expense discipline and ethics
• Appropriately assess risk/reward of transactions when making business decisions; and ensure that all team members understand the need to do the same, demonstrating proper consideration for the firm’s reputation.
• Be familiar with and adhere to Citi’s Code of Conduct and the Plan of Supervision for Global Markets and Securities Services; and ensure that all team members understand the need to do the same
• Adhere to all policies and procedures as defined by your role which will be communicated to you
• Obtain and maintain all registrations/licenses which are required for your role, within the appropriate timeframe
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications

• 15+ years structuring experience from a financial institution
• Demonstrated quantitative and analytical skills
• Consistently demonstrates clear and concise written and verbal communication skills
• Ability to work with multiple functional groups in a cohesive manner.

Education

• Bachelor’s/University degree, Master’s degree preferred,

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group

Institutional Trading

Job Family

Structuring

Time Type

Full time

Primary Location

New York New York United States

Primary Location Full Time Salary Range

$200,000.00 - $300,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date

Sep 04, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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