Structured Working Capital Transactor - Payments - Associate

JPMorgan Chase & Co.; Jersey City (NJ); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Transactor within the Trade & Working Capital's Structured Working Capital team to design and execute tailored financial strategies that optimize clients' working capital on a global scale.

You will structure, execute, and manage structured receivables and inventory finance transactions, collaborating with clients to meet their working capital objectives and identify opportunities across bilateral to syndicated financing structures.

Qualifications

• 3+ years of structuring and transaction experience.
• Strong working knowledge of corporate finance, corporate credit and legal risk.
• Ability to work collaboratively in a team environment.
• Proactive mindset with the ability to identify issues and develop solutions independently.
• Innovative thinking to bring solutions to complex problems.
• Effective communication for pitching, structuring, and executing transactions.

Responsibilities

• Work with Trade Sales and Global Corporate Banking to recommend structured off-balance sheet solutions.
• Partner with finance, product, legal and risk teams to deliver custom structures.
• Support senior team members in pitching, structuring, and executing transactions.
• Prepare and review data analyses including cash flow and stress test models.
• Develop expertise in transaction execution and negotiations of legal docs.

Skills

Team collaboration

Proactive mindset

Innovative thinking

Effective communication

Job description

Become a key player in JPMorgan Payments' Trade & Working Capital division, where you'll leverage your expertise to design and execute tailored financial strategies that enhance our clients' working capital efficiency on a global scale.

As a Transactor within Trade & Working Capital's Structured Working Capital team, you will be responsible for structuring, executing and managing structured receivables and inventory finance transactions. You will work closely with clients to understand their working capital objectives, identify opportunities and recommend customized structures. Collaborate with us on transactions ranging from bilateral receivables purchase structures to multibillion-dollar syndicated inventory financing, all designed to optimize our clients' global working capital flows.

Trade & Working Capital (T&WC) is a division of JPMorgan Payments. For more than 200 years, J.P. Morgan has helped clients make trade payments, access liquidity, and manage risk. We connect counterparties with market-leading Traditional Trade, Supply Chain Finance, and Export Finance solutions. Our institutional strength, practical expertise, comprehensive technology, and unparalleled network enable us to deliver powerful global solutions, when and where our clients need them. Our global product and technology platform, integrated client service model and network of operational centers enable us to deliver a consistent set of services to clients no matter where they are across the world.

Job Responsibilities:

• Work closely with the Trade Sales and Global Corporate Banking teams to recommend structured off-balance sheet solutions to enhance working capital position for clients within specific sectors
• Partner with finance, product, legal and risk functional colleagues to ensure seamless product delivery for structures which can be adapted to meet bespoke customer needs
• Support senior members of the team to pitch, structure and execute transactions bringing innovative solutions to complex problems
• Prepare and review data analysis including cash flow models, stress test models and other analytical tools
• Develop expertise in transaction execution including socializing with internal partners, preparing credit analysis and approval materials, leading approval discussions, guiding operational processes, and negotiating legal documentation
• Understand and assess competition, capital markets, accounting, macroeconomic and regulatory dynamics

Required qualifications, skills and capabilities:

• 3+ years of structuring and transaction experience, with strong working knowledge of corporate finance, corporate credit and legal risk
• Ability to work collaboratively in team environment
• Proactive mindset with capability to identify issues and develop solutions independently
• Innovative thinking to bring solutions to complex problems
• Effective communication for pitching, structuring, and executing transactions, as well as leading approval discussions
• Capability to support senior team members and guide operational processes

Preferred qualifications, skills and capabilities:

• Relevant trade finance experience with exposure to structured receivable transactions