Strategy Manager - Credit Risk Analytics

Ladders; United States; Remote; USD 115,000 - 135,000; Full time

Benefits offered by this job

Comprehensive health insurance plans

Retirement savings with company match

Generous PTO and holidays

Professional development opportunities

Job summary

Ladders is seeking a Strategy Manager - Credit Risk Analytics to shape risk strategy across products and portfolios. You will blend advanced analytics with practical decisions, partnering with Regulatory, Product, Marketing, and Risk teams to influence policy and portfolio performance.

Remote in the US; 115k–135k annually. The role requires strong communication skills and experience in banking/fintech analytics, with a focus on strategy and product management for digital credit products.

Qualifications

• Bachelor's degree in engineering or related field.
• MBA preferred with a focus on strategy and product management.
• 6+ years in credit risk management, emphasizing strategy development and analytics consulting in banking.
• Proficiency in SAS, SQL, or Python; familiarity with AWS SageMaker, Snowflake, Power BI, Tableau, and A/B testing preferred.
• Strong analytical skills in statistical analysis, loss forecasting, and financial modeling.
• Experience in product management for credit card or digital products, including roadmap prioritization and launches.
• Excellent communication and stakeholder management skills, with proven ability to lead high-performing teams.
• Experience in banking or fintech analytics, risk, or fraud teams; product launch experience is a plus.

Responsibilities

• Develop and implement credit risk strategies in collaboration with Regulatory, Product, Marketing, and Risk teams
• Present insights and recommendations to senior leadership, securing approval for policy changes
• Design and deploy credit policy changes, measuring their impact on business outcomes
• Manage product offerings for credit cards, defining requirements and KPIs while prioritizing roadmaps
• Lead marketing analytics for acquisition and portfolio growth, measuring campaign performance and guiding decisions
• Size markets and build business cases for new product launches, incorporating regulatory requirements
• Monitor portfolio performance, analyze trends, and recommend actions to improve risk-adjusted returns

Skills

SAS

SQL

Python

AWS SageMaker

Snowflake

Power BI

Tableau

A/B testing

Statistical analysis

Financial modeling

Product management

Credit risk analytics

Education

Bachelor's degree in engineering or related field

MBA preferred with focus on strategy and product management

Tools

SAS

SQL

Python

AWS SageMaker

Snowflake

Power BI

Tableau

Job description

For our client, we are seeking a Strategy Manager - Credit Risk Analytics to join the team of a leader in the Business Services space.

This role will shape credit risk strategy across products and portfolios, combining advanced analytics with practical decision-making to support growth and risk-adjusted returns. The position partners closely with Regulatory, Product, Marketing, and Risk stakeholders to influence policy, launches, and portfolio performance. You will also translate complex findings into clear recommendations for senior leaders and help guide strategic initiatives in a highly data-driven environment.

Location: Remote - US based candidates only, no visa sponsorship available

Compensation: $115,000 – $135,000 annually

Responsibilities

• Develop and implement credit risk strategies in collaboration with Regulatory, Product, Marketing, and Risk teams
• Present insights and recommendations to senior leadership, securing approval for policy changes
• Design and deploy credit policy changes, measuring their impact on business outcomes
• Manage product offerings for credit cards, defining requirements and KPIs while prioritizing roadmaps
• Lead marketing analytics for acquisition and portfolio growth, measuring campaign performance and guiding decisions
• Size markets and build business cases for new product launches, incorporating regulatory requirements
• Monitor portfolio performance, analyze trends, and recommend actions to improve risk-adjusted returns

Qualifications

• Bachelor's degree in engineering or a related field; MBA preferred with a focus on strategy and product management
• 6+ years in credit risk management, emphasizing strategy development and analytics consulting in banking
• Proficiency in SAS, SQL, or Python; familiarity with AWS SageMaker, Snowflake, Power BI, Tableau, and A/B testing preferred
• Strong analytical skills in statistical analysis, loss forecasting, and financial modeling
• Experience in product management for credit card or digital products, including roadmap prioritization and launches
• Excellent communication and stakeholder management skills, with proven ability to lead high-performing teams
• Experience in banking or fintech analytics, risk, or fraud teams; product launch experience is a plus

Benefits

• Comprehensive health insurance plans
• Retirement savings options with company matching
• Generous paid time off and holiday schedule
• Professional development opportunities and training programs
• Flexible work arrangements and a supportive work environment

Our client is an equal opportunity employer. We encourage you to apply even if you don’t meet every qualification—your background could be exactly what this team needs.