Strategic Wholesale Portfolio Manager

Hancock Whitney; Gulfport (MS); On-site; USD 90,000 - 120,000; Full time

Job summary

Hancock Whitney is seeking a Commercial Portfolio Manager 2 to join our Wholesale Banking Credit Delivery team in the Gulfport area. The role focuses on credit analysis, underwriting, and portfolio management for a diverse commercial client base, including industries such as manufacturing and services.

You will collaborate with RMs, market leadership, and credit officers to structure and monitor loan facilities, ensure policy compliance, and identify cross-sell opportunities while maintaining

Qualifications

• Bachelor's degree required; prefer Business Administration, Finance, Accounting.
• 3+ years of general banking, credit analysis, or related experience.
• Credit analysis training or underwriting and loan portfolio management experience preferred.
• Excellent verbal, written and interpersonal skills.
• Ability to read financial statements and tax returns.
• Knowledge of non-credit bank products and services.
• Strong credit, risk management and negotiation skills.
• Understanding of lending policy and regulatory guidelines.
• Analytical and financial analysis capability; proficient with financial calculators.
• Ability to interpret business and personal financial statements.

Responsibilities

• Originate, monitor, maintain and grow Wholesale Banking relationships.
• Perform credit analysis, underwriting and portfolio management.
• Ensure compliance with credit policies and regulatory guidelines.
• Prepare credit packages and exam reviews for new and existing loans.
• Coordinate with RMs, credit officers and market leadership throughout underwriting and portfolio management.
• Review borrower financials and loan documentation for accuracy.
• Assist in cross-sell opportunities and client servicing.

Skills

Credit analysis

Relationship management

Analytical skills

Financial statement analysis

Negotiation skills

Regulatory knowledge

Communication skills

Lending policy knowledge

Financial calculations

Banking knowledge

Education

Bachelor's degree in Business Administration, Finance, Accounting or related field

Job description

Hancock Whitney is seeking a Commercial Portfolio Manager 2 to join our Wholesale Banking Credit Delivery team in the Gulfport area. The role focuses on credit analysis, underwriting, and portfolio management for a diverse commercial client base, including industries such as manufacturing and services.

You will collaborate with RMs, market leadership, and credit officers to structure and monitor loan facilities, ensure policy compliance, and identify cross-sell opportunities while maintaining