Strategic Underwriter – Stop-Loss & Level-Funded Risk

Dallas Risk Management, LLC; United States; On-site; USD 100,000 - 150,000; Full time

Job summary

Dallas Risk Management is seeking an experienced Underwriter to evaluate, price, and manage stop loss and level-funded medical risk opportunities. The role requires handling an assigned book of business, communicating underwriting decisions, and operating within governance frameworks.

The ideal candidate will have 3+ years of underwriting experience in employee benefits, strong analytical skills, and excellent communication abilities to engage brokers, clients, and internal teams.

Qualifications

• 3+ years underwriting experience in stop loss, level-funded, or employee benefits insurance.
• Strong analytical skills, with the ability to translate data into sound underwriting decisions.
• Excellent written and verbal communication skills, with the ability to clearly convey rationale to brokers, clients, and internal stakeholders.
• Proven ability to independently manage a book of business, prioritizing competing deadlines in a fast-paced environment.

Responsibilities

• Underwrite new business and renewal applications, assessing risk to determine appropriate terms, pricing and conditions.
• Analyze census data, claims history, plan design and other risk characteristics to develop informed underwriting decisions.
• Develop competitive quotes and communicate terms, rationale and conditions to sales teams, brokers and partners.
• Manage an assigned book of business, consistently meeting turnaround times and service-level standards.
• Document underwriting rationale thoroughly to ensure compliance and audit readiness.
• Support modernization efforts, reporting enhancements and process improvement initiatives.
• Partner cross-functionally with actuarial, operations and sales teams to support business objectives.
• Apply sound judgment and risk assessment within established underwriting authority levels.

Skills

Analytical skills

Communication skills

Self-starter

Book of business

Job description

Dallas Risk Management is seeking an experienced Underwriter to evaluate, price, and manage stop loss and level-funded medical risk opportunities. The role requires handling an assigned book of business, communicating underwriting decisions, and operating within governance frameworks.

The ideal candidate will have 3+ years of underwriting experience in employee benefits, strong analytical skills, and excellent communication abilities to engage brokers, clients, and internal teams.