Level-Funded Stop-Loss Underwriter

Independent Medical Systems, Inc.; Dallas, Northern (TX, KY); Hybrid; USD 85,000 - 110,000; Full time

Job summary

Dallas Risk Management (a part of DRM) is seeking an Underwriter for level-funded medical risk opportunities in a fast-paced environment. The role involves evaluating, pricing and managing stop loss and level-funded risk, with accountability for a defined book of business and timely decisions.

The ideal candidate has 3+ years of underwriting experience in stop loss/level-funded employee benefits, strong analytical and communication skills, and the ability to work cross-functionally with

Qualifications

• 3+ years of underwriting experience in stop loss, level-funded, or employee benefits insurance.
• Strong analytical skills, with the ability to translate data into sound underwriting decisions.
• Excellent written and verbal communication skills, with the ability to clearly convey rationale to brokers, clients, and internal stakeholders.
• Proven ability to independently manage a book of business, prioritizing competing deadlines in a fast-paced environment.
• A self-starter who takes ownership of outcomes and follows through with minimal oversight.

Responsibilities

• Underwrite new business and renewal applications, assessing risk to determine appropriate terms, pricing and conditions.
• Analyze census data, claims history, plan design and other risk characteristics to develop informed underwriting decisions.
• Develop competitive quotes and communicate terms, rationale and conditions to sales teams, brokers and partners.
• Manage an assigned book of business, consistently meeting turnaround times and service-level standards.
• Document underwriting rationale thoroughly to ensure compliance and audit readiness.
• Support modernization efforts, reporting enhancements and process improvement initiatives.
• Partner cross-functionally with actuarial, operations and sales teams to support business objectives.
• Apply sound judgment and risk assessment within established underwriting authority levels.

Skills

Underwriting experience

Analytical skills

Communication skills

Book management

Job description

Dallas Risk Management (a part of DRM) is seeking an Underwriter for level-funded medical risk opportunities in a fast-paced environment. The role involves evaluating, pricing and managing stop loss and level-funded risk, with accountability for a defined book of business and timely decisions.

The ideal candidate has 3+ years of underwriting experience in stop loss/level-funded employee benefits, strong analytical and communication skills, and the ability to work cross-functionally with