Strategic Lending Risk Analytics Associate

JPMorgan Chase & Co.

Wilmington (DE)

On-site

USD 120,000 - 150,000

Full time

14 days+

Get more replies from employers

Send a job-specific resume in minutes.

Job summary

JPMorgan Chase & Co. in Delaware is seeking a Strategic Analytics Associate to shape lending risk strategy for small business loans.

You will translate complex data into actionable insights, define risk targets, and test strategies to optimize profitability while controlling risk. You’ll work across the Business Banking portfolio, partnering with cross-functional teams to turn analytics into decisions, maintain audit-ready documentation, and monitor performance with KPI dashboards and regular

Qualifications

Bachelor’s degree with 5+ years of risk management or a Master’s with 3+ years in quantitative fields.
Strong background in statistics, econometrics, or related quantitative discipline.
Proficiency in SQL or SAS to query large datasets and build analyses.
Use predictive analytics techniques to evaluate risk/return tradeoffs and inform strategy.

Responsibilities

Quantify credit risk and financial return profiles for new small business lending accounts and client relationships, including establishing risk targets and KPI’s.
Develop analytics-driven recommendations that optimize strategy outcomes across growth, profitability, and credit risk.
Design and refine lending risk strategy criteria used to support quality originations and consistent decisioning.
Build and maintain periodic reporting on volumes, approval and funding rates, early delinquency, and charge-off/loss performance.
Monitor portfolio performance across the acquisition funnel and throughout the credit lifecycle to identify emerging trends and risk signals.
Conduct pre-implementation and post-implementation testing to validate strategy changes and measure realized impact versus expectations.
Analyze driver-level performance to isolate what is working, what is changing, and where targeted interventions are needed.
Partner with cross-functional stakeholders to translate analytical findings into clear, actionable decisions and execution plans.
Automate repeatable data pulls and reporting processes to improve timeliness, accuracy, and scalability of management information.
Document methodologies, assumptions, controls, and strategy changes to support an audit-ready operating environment.
Draft clear, evidence-based responses to internal audit and regulatory questions, ensuring traceability to data and controls.