Credit Risk Analytics & Strategy Associate

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Risk Management - Strategic Analytics Associate in Wilmington, DE to support Chase Card Services by delivering analytics and insights that inform credit risk decisions for co-brand portfolio conversion initiatives and new product features.

You will collaborate with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives and to strengthen decision rules and monitoring.

Qualifications

• Bachelor’s degree or higher in a quantitative discipline such as Finance, Statistics, Economics, Mathematics.
• Minimum 3 years of experience in consumer lending risk management or related project implementation.
• Strong analytical, interpretive, and problem-solving skills.
• Ability to translate complex analysis into practical solutions and concise, executive-ready presentations.
• Experience using at least two analytics tools such as SAS, SQL, Python, or Tableau, with coding experience.
• Strong attention to detail and a results-oriented mindset.

Responsibilities

• Analyze and challenge the performance of key business initiatives, independently generating solutions and recommended actions
• Lead and support initiatives end-to-end by defining problem statements, identifying risks and opportunities, securing stakeholder alignment, and driving delivery
• Identify and assess performance trends using statistical, data mining, and quantitative methods
• Conduct root cause analysis and translate findings into clear, actionable recommendations for senior leaders and stakeholders
• Prepare and present risk monitoring reports and insights to senior management and stakeholders
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations
• Monitor internal and external behavioral data and industry trends to continuously improve risk management processes
• Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements

Skills

Analytical thinking

Problem solving

Executive presentation

Education

Bachelor's degree in quantitative field

Tools

SAS

SQL

Python

Tableau

Job description

JPMorgan Chase & Co. is seeking a Risk Management - Strategic Analytics Associate in Wilmington, DE to support Chase Card Services by delivering analytics and insights that inform credit risk decisions for co-brand portfolio conversion initiatives and new product features.

You will collaborate with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives and to strengthen decision rules and monitoring.