Strategic Lending Risk Analyst — Unsecured Installments

Testing Site - JPMC; Wilmington (DE); On-site; USD 110,000 - 160,000; Full time

Job summary

JPMorganChase is seeking a Connected Commerce Alternate Lending Risk Associate in Connected Commerce Alternate Lending Risk Strategy. You will own risk strategy development for unsecured installment lending products, including Chase Pay in 4, applying quantitative analysis to improve profitability, credit outcomes, and customer experience.

You’ll translate insights into rules, automation, and scalable execution while partnering with technical and business stakeholders to ensure regulatory and

Qualifications

• 3+ years of experience in risk management or financial services.
• Bachelor’s degree in Statistics, Economics, Finance or equivalent.
• Hands-on SAS and/or SQL for data extraction and monitoring.
• Strong Excel skills and ability to present insights clearly.
• Ability to structure ambiguous problems and deliver actionable solutions.
• Experience in quantitative performance analysis and forecasting.
• Strong written and verbal communication skills.

Responsibilities

• Develop unsecured lending risk strategies using quantitative analysis to improve performance and customer outcomes.
• Analyze portfolio performance to identify trends, risks, and opportunities.
• Design segmentation and targeting to optimize approvals and profitability.
• Create analytics and recommendations to address business issues and anticipate risks.
• Forecast impacts of strategy and guide partners through adjustments.
• Translate strategy into requirements for rules engines and automation.
• Build monitoring and reporting to track strategy health and execution.
• Maintain controls to ensure processes execute as designed and compliant.
• Investigate anomalies and perform root-cause analysis.
• Prepare presentations and communicate insights to senior leaders.
• Support regulatory alignment and risk policy adherence.

Skills

Risk management

Data analysis

SAS

SQL

Excel

Executive communication

Education

Bachelor's degree in quantitative discipline

Tools

SAS

SQL

Tableau

Job description

JPMorganChase is seeking a Connected Commerce Alternate Lending Risk Associate in Connected Commerce Alternate Lending Risk Strategy. You will own risk strategy development for unsecured installment lending products, including Chase Pay in 4, applying quantitative analysis to improve profitability, credit outcomes, and customer experience.

You’ll translate insights into rules, automation, and scalable execution while partnering with technical and business stakeholders to ensure regulatory and