Strategic Commercial Portfolio Manager II

First Horizon Bank; Raleigh (NC); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, vision

HSA with company match

Maternity and parental leave

Tuition reimbursement

401(k) with 6% match

Job summary

First Horizon Bank is seeking a Portfolio Manager to support risk assessment and management of the loan portfolio. You will perform annual reviews, renewals, covenant reviews and collections, while partnering with Relationship Managers to grow a high-quality, profitable portfolio.

The role involves leading analysis, underwriting, origination and ongoing portfolio management across commercial and CRE borrowers, with strong emphasis on risk grading and cross-sell opportunities.

Qualifications

• Minimum 3 to 5 years of commercial underwriting and portfolio management experience.
• Bachelor's degree or equivalent work experience required.
• Ability to read/interpret financial reports and legal documents; perform calculations.
• Strong communication skills with executives, management and partners.
• Proficient in Word, Outlook, PowerPoint and Excel.

Responsibilities

• Lead analysis, underwriting, origination and portfolio management of loans.
• Apply loan structuring, risk identification and risk mitigation skills.
• Understand credit appetite and risk grading methodologies.
• Manage relationships with C&I and CRE borrowers and partners.
• Coordinate with Relationship Managers to identify client needs and cross-sell.
• Oversee post-approval due diligence and loan documentation.
• Mentor junior team members and provide guidance.

Skills

Financial analysis

Underwriting

Portfolio management

Communication

Excel proficiency

Credit risk assessment

Relationship management

Education

Bachelor's degree

Tools

Word

Outlook

PowerPoint

Excel

Job description

First Horizon Bank is seeking a Portfolio Manager to support risk assessment and management of the loan portfolio. You will perform annual reviews, renewals, covenant reviews and collections, while partnering with Relationship Managers to grow a high-quality, profitable portfolio.

The role involves leading analysis, underwriting, origination and ongoing portfolio management across commercial and CRE borrowers, with strong emphasis on risk grading and cross-sell opportunities.