Strategic Commercial Lender & Growth Partner

Civista-Bank; Sandusky (OH); On-site; USD 70,000 - 110,000; Full time

Job summary

Civista Bank in Ohio is seeking a Commercial Lender to manage and grow a diverse portfolio of commercial loans, including C&I, CRE, construction, and lines of credit. You will build strong relationships with business customers and identify opportunities to cross-sell services.

Responsibilities include interviewing clients, analyzing financial statements, evaluating creditworthiness, presenting lending proposals to management, and driving loan revenue while managing risk.

Qualifications

• Minimum 4 years of experience in Commercial Business Lending & Business Development or Credit Analyst role.
• A college degree in Finance, Management or equivalent.
• Proven track record of establishing relationships and driving business and revenue growth while managing risk.

Responsibilities

• Develop and manage a commercial loan portfolio.
• Interview customers to determine loan requirements and gather necessary information for loan applications.
• Analyze financial statements and other relevant data to recommend the best lending solutions based on customer needs and financial capabilities.
• Evaluate creditworthiness and present well-structured lending proposals.
• Offer tailored financial solutions to meet customer objectives, while enhancing customer satisfaction and retention.

Skills

Communication skills

Networking

Presentation of financial information

Customer relationship management

Financial analysis

Education

Bachelor's degree in Finance or Business or equivalent

Tools

MS Office 365

Banking software

Excel

Word

PowerPoint

Outlook

Teams

Job description

Civista Bank in Ohio is seeking a Commercial Lender to manage and grow a diverse portfolio of commercial loans, including C&I, CRE, construction, and lines of credit. You will build strong relationships with business customers and identify opportunities to cross-sell services.

Responsibilities include interviewing clients, analyzing financial statements, evaluating creditworthiness, presenting lending proposals to management, and driving loan revenue while managing risk.