Strategic Commercial Credit Analyst

M&T Bank; Pittsburgh (Allegheny County); On-site; USD 116,000 - 194,000; Full time

Job summary

M&T Bank is seeking a Commercial Credit Senior Associate in Pittsburgh to assess and manage credit risk for commercial clients. The role involves underwriting new requests, analyzing financial statements, and ensuring compliance with credit policies.

You will work closely with relationship managers to facilitate sound lending decisions throughout the loan life cycle. Responsibilities include ongoing credit monitoring, cash flow and covenant analysis, and presenting independent credit

Qualifications

• Bachelor's degree in accounting, finance, economics, or related field.
• 5+ years of experience in commercial credit or financial analysis.
• Strong analytical and communication skills.

Responsibilities

• Underwrite new requests and material modifications from deal screen through approval.
• Analyze financial statements, cash flows, and related credit metrics.
• Prepare credit analyses with independent risk ratings and mitigants.
• Monitor ongoing credit risk and CCM activities to identify early warning signals.
• Collaborate with relationship managers to structure transactions and present findings.

Skills

Analytical skills

Financial modeling

Attention to detail

Communication

Microsoft Excel

Education

Bachelor's degree in Accounting/Finance/Economics

Tools

Capital IQ

FactSet

Bloomberg

Excel

Job description

M&T Bank is seeking a Commercial Credit Senior Associate in Pittsburgh to assess and manage credit risk for commercial clients. The role involves underwriting new requests, analyzing financial statements, and ensuring compliance with credit policies.

You will work closely with relationship managers to facilitate sound lending decisions throughout the loan life cycle. Responsibilities include ongoing credit monitoring, cash flow and covenant analysis, and presenting independent credit