Strategic Actuary: Auto Analytics & State Planning

Liberty Mutual Group; Seattle (WA); Hybrid; USD 140,000 - 210,000; Full time

Job summary

Liberty Mutual Insurance Auto Analytics State Deep Dive team in Seattle seeks a Senior Actuary to partner with state leadership on pricing, underwriting and strategy through segment analyses and state projections.

You will collaborate with Tactical Pricing, Underwriting, Product, and Finance to translate insights into actionable changes, build PIF projections, and monitor trends supporting state profitability.

Qualifications

• Bachelor’s degree required; Master’s preferred.
• ACAS/FCAS or ASA/FSA designation preferred or comparable education/designation with relevant experience.
• Minimum 5-7 years relevant experience required.
• Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc.
• Advanced communication and interpersonal skills and ability to build relationships and interact effectively with others within and outside the organization.

Responsibilities

• Turn segmentation insight into pricing and underwriting change. Identify underwriting rules and segment-level opportunities in rating variables, coverage limits and discounts. Partner with Tactical Pricing, Underwriting and Product teams to move recommendations into implementation.
• Inform state strategy and planning. Build policies in force (PIF), retention and loss ratio projections for annual planning, long-range growth targets, program launches and rate changes. Quantify the growth and profitability trade-offs behind major strategic decisions.
• Monitor performance and drive tactical action. Track marketplace, operational and claims trends. Discover what is driving the changes and proactively identify opportunities for tactical actions.
• Evaluate program launches and initiatives. Measure how new rating programs, underwriting models and state initiatives perform against expectations, including retention, renewal dislocation, mix and loss ratio. Recommend course corrections.
• Be a trusted partner to your DSOs. Bring forward-looking insights and recommendations, answer time-sensitive business questions quickly, and frame findings around decisions, impact and trade-offs.
• Become the expert on your states. Build deep knowledge of each state’s product and program history, regulatory environment, competitive landscape and market dynamics. Use competitor filings and industry developments to anticipate change.
• Collaborate across the organization. Work with Countrywide Analytics, Indications, Tactical Pricing, Product, Underwriting, Modeling, Claims, Reserving, Finance and Distribution so that cross-team work reflects state-specific needs.
• Work smarter. Leverage and enhance the team’s analytical tools, automation and AI to spend less time on routine work and more on interpretation and partner engagement.
• Contribute to the team culture. Share findings, methods and state knowledge openly, and help build an inclusive, high-performing team.

Skills

Actuarial techniques

Communication skills

MS Excel

SAS

Modeling

Education

Bachelor's degree

ACAS/FCAS or ASA/FSA

Tools

SAS

Excel

Job description

Liberty Mutual Insurance Auto Analytics State Deep Dive team in Seattle seeks a Senior Actuary to partner with state leadership on pricing, underwriting and strategy through segment analyses and state projections.

You will collaborate with Tactical Pricing, Underwriting, Product, and Finance to translate insights into actionable changes, build PIF projections, and monitor trends supporting state profitability.