Stop Loss Data Modeler

Ryan Specialty, LLC; Colorado; Hybrid; USD 112,000 - 140,000; Full time

Benefits offered by this job

Bonuses

Benefits

Job summary

Ryan Specialty, LLC is seeking a Senior Financial Modeling Analyst to design, build, and improve financial models and analytical tools supporting actuarial pricing, manual rating, and reporting for stop-loss, reinsurance, and captive programs. The role collaborates with actuarial and underwriting teams to meet strategic goals.

You will translate collected data into actionable initiatives, automate Excel tools using AI, and maintain rating templates for underwriting.

Qualifications

• Bachelor's degree in finance, mathematics, statistics, economics, or related field.
• 5 years of relevant experience in financial modeling or data analysis.
• Healthcare reinsurance/stop-loss/captive insurance background preferred.
• Advanced Excel skills with complex workbooks and models.
• Experience using AI tools (Claude, ChatGPT) for analysis.
• Familiarity with SQL, Power BI, Tableau is a plus.
• Strong attention to detail and communication skills.
• Able to manage multiple priorities and work independently.

Responsibilities

• Build, maintain, and improve financial models for actuarial pricing, rating, and reporting in stop-loss, reinsurance, and captive programs.
• Translate data into actionable initiatives; assist in data collection, organization, and reporting.
• Automate and standardize Excel-based tools; apply AI to speed calculations, quality checks, and data organization.
• Update and maintain rating templates and rate calculators for underwriting teams.
• Perform quality checks and validate outputs of financial models against source data.
• Assist in tracking cost drivers, trends, and portfolio-level metrics across programs.
• Collaborate with actuarial, underwriting, finance, and sales to gather tool requirements.
• Prepare and maintain documentation for models, tools, and processes.
• Support ad hoc data requests for Chief Actuary and Actuarial Directors.
• Expand working knowledge of healthcare reinsurance concepts.

Skills

Advanced Excel

AI tools (Claude, ChatGPT)

SQL

Power BI

Tableau

Attention to detail

Interpersonal skills

Independent worker

Education

Bachelor's degree in finance, mathematics, statistics, economics, or related field

Tools

SQL

Power BI

Tableau

Excel

Job description

Position Summary

This role is responsible for building, maintaining, and improving the financial tools and models that support pricing, rating, and reporting for our stop-loss, reinsurance, and captive programs. This role will collaborate with the actuarial and underwriting teams in support of our goals

What will your job entail?

• Build, maintain, and improve financial models and analytical tools supporting actuarial pricing, manual rating, and reporting for stop-loss, reinsurance, and captive programs


• Translate the data currently being collected into usable and actionable initiatives, and assist with the development, collection, organization, and reporting of additional data meaningful for the firm


• Support initiatives to automate and standardize Excel-based tools, including the application of AI to speed up calculations, quality checks, and data organization


• Update and maintain rating templates and rate calculators used by the underwriting team for new and renewal business


• Perform quality checks and validate the outputs of financial models against source data


• Assist in tracking cost drivers, trends, and portfolio-level metrics across stop-loss and captive programs


• Collaborate with actuarial, underwriting, finance and sales teams to gather requirements for tools, templates, and reports


• Prepare and maintain clear documentation for financial models, tools, and related processes


• Support ad hoc data requests and analyses for the Chief Actuary and Actuarial Directors


• Maintain and expand working knowledge of healthcare reinsurance, stop-loss, and captive insurance concepts

Education/Experience/Skills:

• Bachelor's degree in finance, mathematics, statistics, economics, or a related field


• 5 years of relevant experience in financial modeling, data analysis, or a similar function


• Background in healthcare reinsurance, stop-loss, and/or captive insurance strongly preferred


• Advanced Excel skills, with experience building and maintaining complex workbooks, financial models, and related analytical tools


• Experience using AI tools (e.g., Claude, ChatGPT) to support data analysis, modeling, or process improvement will be heavily weighted


• Familiarity with data manipulation and analytics tools (e.g., SQL, Power BI, Tableau) a plus


• Strong attention to detail and accuracy


• Strong interpersonal skills (written and verbal)


• Committed team player, comfortable supporting senior actuarial staff as needed


• Ability to manage multiple priorities and work independently

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well‑being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $112,000.00 - $140,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands.

The pay range is subject to change and may be modified in the future.

Full-time roles are eligible for bonuses and benefits.

For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [e-mail]

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

A multi-time winner of Newsweeks Most Loved Workplaces and Insurance Business’s Top Insurance Employers, Ryan Specialty is home to some of the brightest talent in the insurance industry. Join our team and help provide innovative solutions for insurance brokers, agents and carriers.