Staff Software Engineer, Lending Products

Parafin; San Francisco (CA); On-site; USD 265,000 - 330,000; Full time

Benefits offered by this job

Equity grant

Medical, dental & vision insurance

Work from home flexibility

Unlimited PTO

Commuter benefits

Free lunches

Paid parental leave

401(k)

Employee assistance program

Job summary

A leading fintech company in San Francisco is looking for an experienced Backend Engineer to join their Lending Products team. In this role, you'll lead the technical design and evolution of platforms that power lending products and collaborate with various engineering teams. Ideal candidates have over 8 years of backend engineering experience, strong cross-functional communication skills, and a passion for high-quality software. The company offers a competitive salary range and several benefits including unlimited PTO and a 401(k).

Qualifications

• 8+ years of experience in backend engineering in a platform-focused environment.
• Strong collaboration skills across Engineering, Product, and Data Science.
• Experience leading ambiguous, cross-functional projects.

Responsibilities

• Lead technical design and evolution of platforms for lending products.
• Partner with engineering teams to understand needs and build capabilities.
• Set technical direction through design documentation and architecture reviews.

Skills

Backend engineering

Cross-functional communication

Mentoring

Technical design

Architectural decision-making

Job description

About the Position

We’re looking for an experienced backend engineer to join our Lending Products team in San Francisco and lead the technical evolution of the platforms and infrastructure that power Parafin’s lending products. The Lending Products team builds the core systems, frameworks, and tooling that engineers across Parafin rely on to build and iterate on financial products. You’ll partner with engineering teams across the company to build the platform capabilities that enable us to ship new product verticals and features quickly and reliably.

As a Staff Engineer, you’ll lead ambiguous, cross‑functional initiatives from strategy through execution. You’ll make architecture decisions that affect company‑wide architecture, drive alignment across the teams that depend on your platforms, and raise the bar for engineering quality by mentoring engineers and improving team processes.

What You’ll Be Doing

• Lead the technical design and evolution of the platforms, frameworks, and shared infrastructure that power all of Parafin’s lending products.
• Partner with engineers on teams that own specific lending verticals to understand their needs and build platform capabilities that enable them to move quickly.
• Set technical direction through engineering design docs, architecture reviews, and design discussions, aligning the team on priorities and tradeoffs.
• Identify, prioritize, and own infrastructure improvements that accelerate product development and maintain high levels of system reliability.
• Raise the bar for engineering quality through mentoring, code review, and improving team processes and reliability practices.
• Mentor other engineers, drive improvements to team processes and code quality, and foster a culture of craft and ownership.

What We’re Searching For

• 8+ years of experience working in a backend engineering role, ideally in a platform or product-focused environment.
• You care deeply about building high-quality software and take immense pride in your craft.
• You have experience leading ambiguous, cross‑functional projects and can make sound tradeoffs across reliability, scalability, developer experience, and time to value.
• You take the initiative to identify commonalities between different problem statements and design appropriate abstractions.
• You have strong cross‑functional communication and collaboration skills, comfortable working across Engineering, Product, and Data Science teams.

Bonus Points

• Experience building internal platforms or frameworks that other engineering teams build on top of.
• Experience in fintech, financial products, or embedded finance.
• Experience designing systems with strong correctness and auditability requirements.

What We Offer

• Salary Range: $265k - $330k
• Equity grant
• Medical, dental & vision insurance
• Work from home flexibility
• Unlimited PTO
• Commuter benefits
• Free lunches
• Paid parental leave
• 401(k)
• Employee assistance program

If you require reasonable accommodation in completing this application, interviewing, completing any pre‑employment testing, or otherwise participating in the employee selection process, please contact us.