Staff Software Engineer - Credit Karma

Intuit, Inc.; Mountain View (CA); Hybrid; USD 203,000 - 274,000; Full time

Job summary

Intuit, Inc. Portals team at Credit Karma is seeking a Senior Software Engineer to own the real-time content-deciding system that personalizes member experiences. You will shape the platform vision and build scalable, millisecond-response architectures that power multiple products.

You will lead AI-driven personalization efforts, drive end-to-end initiatives, and empower teams with reusable tooling, while mentoring engineers to deliver high-impact work across the organization.

Qualifications

• Experience: 7+ years delivering enterprise-class applications with backend focus.
• Core Languages: TypeScript, Java, and/or Scala.
• Architecture & Infrastructure: Scalable microservices, containers, and IaC.
• Data & Database Design: Relational, NoSQL, ORM, high-volume pipelines.
• AI Integration Capabilities: Proficient in integrating AI models in production.
• Foundational Excellence: OOP, algorithms, web internals, testing, and CI/CD.
• Education: BS/MS in CS/Engineering or equivalent.

Responsibilities

• Shape Platform Strategy: Own the technical vision for the Portal platform that decides, in real time, what personalized content Credit Karma members see.
• Evolve the Targeting Engine: Design a real-time rules engine with millisecond response times across apps.
• Drive AI-Native Innovation: Integrate GenAI and ML into content selection and personalization patterns.
• Orchestrate Complex Initiatives: Manage end-to-end tech initiatives with cross-system dependencies.
• Empower & Velocity-Proof Teams: Build tools and testing infrastructure to accelerate safe deployments.
• Elevate Engineering Talent: Guide design reviews and give feedback to enable senior engineers to lead.
• Solve Systemic Gaps: Tackle debt and tooling gaps to boost productivity across teams.

Skills

Enterprise backend experience

TypeScript

Java

Scala

Microservices architectures

OOP

Algorithms

TDD

CI/CD

Real-time personalization

AI/ML integration understanding

Education

BS/MS in Computer Science, Engineering, or a related field, or equivalent practical experience

Tools

Kubernetes

Docker

Terraform

GraphQL

Node.js

Job description

The Portals team sits at the heart of how Intuit Credit Karma delivers personalized experiences to its members. As a Senior Software Engineer on this team, you\'ll own the system that decides — in real time — what each member sees when they open the app. That means working on problems that directly impact millions of people and the financial decisions they make every day.

This is a high-leverage role where your work touches nearly every product team at Credit Karma. If a member gets shown the right offer at the right moment, there\'s a good chance the Portals platform made that happen.

Responsibilities

• Shape Platform Strategy: Own the technical vision and long-term viability of the Portal platform that decides, in real time, what personalized content each Credit Karma member sees, tailored to their unique financial profile

• Evolve the Targeting Engine: Lead the architectural design of our real-time rules and logic engine, ensuring it scales elegantly while maintaining millisecond-level response times on every app load.

• Drive AI-Native Innovation: Champion the integration of GenAI and machine learning into the platform for smarter content selection and advanced personalization patterns.

• Orchestrate Complex Initiatives: Drive high-impact tech initiatives end-to-end, sequencing complex dependencies and managing risks across multiple systems and layers of architecture.

• Empower & Velocity-Proof Teams: Build reusable tools, testing infrastructure, and workflows that allow other product and marketing teams across the company to deploy changes faster and safer.

• Elevate Engineering Talent: Provide clear goals, facilitate technical design reviews, and give actionable feedback to senior engineers so they can lead projects independently.

• Solve Systemic Gaps: Partner closely with cross-functional leads and managers to systematically tackle technical debt, tooling deficiencies, and team skill gaps to continuously boost productivity.

Qualifications

• Experience: 7+ years of experience delivering enterprise-class applications, with a strong focus on backend software development, API design, and robust client/server contracts.

• Core Languages: Proficiency in mid-tier and backend functional languages, specifically TypeScript, Java , and/or Scala.

• Architecture & Infrastructure: Deep expertise in designing scalable microservices architectures, messaging patterns, container management (Kubernetes, Docker), and infrastructure-as-code (Terraform).

• Data & Database Design: Strong experience with relational database schema design, NoSQL, ORM concepts, and high-volume, low-latency data pipelining.

• AI Integration Capabilities: Proficient in or highly capable of integrating and evaluating functional AI models (e.g., LLM prompting, personalization algorithms) in a production setting.

• Foundational Excellence: Solid foundation in OOP, algorithms, web application internals, test automation (TDD, unit/integration testing), and CI/CD best practices.

• Education: BS/MS in Computer Science, Engineering, or a related field, or equivalent practical experience.

Preferred Qualifications

• Prior experience working with SaaS platforms or large-scale financial/experimentation platforms.

• Experience with GraphQL and Node.js

• Proven track record of defining long-term technical strategies and influencing engineering organization best practices.

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.

The expected base pay range for this position is:
Mountain View $202,500 - $274,000
Mountain View, CA $202,500- $274,000
Oakland, CA $202,500- $274,000