Staff Engineer, Receiver Products

Remitly PHL Operations Inc.; Seattle (WA); Hybrid; USD 208,000 - 260,000; Full time

Benefits offered by this job

Flexible paid time off

Health, dental, and vision + 401k with

Parental, medical, military and family

Mental Health & Family FormingBenefits

Job summary

Remitly is hiring a Staff Software Engineer for the Receiver Products team in a hybrid Seattle-based role. You will set architecture for web, mobile, and backend systems enabling remittance receivers to save, spend, and manage funds securely across borders.

You will lead cross-functional collaboration with product, design, analytics, compliance, and other engineering teams, deliver end-to-end receiver capabilities, and champion security, AML/KYC, and data integrity throughout the stack.

Qualifications

• 10+ years of professional software development experience.
• Expertise building customer-facing experiences at product scale with modern stacks.
• Experience designing and building distributed, large-scale systems and APIs.

Responsibilities

• Own technical design and architecture for full-stack systems across web, mobile, and backend services.
• Deliver 0-to-1 product experiences end-to-end for receivers of remittances.
• Mentor engineers and lead code reviews while upholding architecture standards.

Skills

TypeScript

React

Mobile development (iOS/Android)

AI in development lifecycle

Software design principles

Tools

AWS

GCP

Azure

Job description

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we've tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it's supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we're not just here to move money—we're here to move our global customers forward. We're looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that's you and you're ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.

About the Role

As a Staff Software Engineer on the Receiver Products team, you will help build a new generation of financial services designed for the people who receive remittances — enabling receivers to not just collect funds, but to save and spend them safely within their own countries. This is a full-stack role that spans customer-facing web and mobile experiences and the backend services, APIs, and integrations they depend on, in close partnership with Remitly's global money-movement, identity, compliance, and pricing platforms. You'll set technical direction for the team, break down ambiguous, greenfield problems into clear strategies, and deliver 0-to-1 product experiences that directly improve people's lives. You'll partner with product, design, analytics, compliance, and engineering peers to turn ambitious ideas into reliable, scalable systems.

You Will

• Operate AI-natively, using AI tools throughout your software development workflow — from agents that act as force-multipliers to drafting and iterating on technical specs and prototyping concepts — and help others on the team do the same.
• Own technical design and architecture for complex, full-stack systems that power the receiver experience across web, mobile, and backend services — defining APIs, data models, and event-driven architectures built to serve tens of millions of users.
• Deliver 0-to-1 product experiences, breaking down ambiguous, greenfield problems into clear technical strategies and shipping new receiver-facing capabilities end to end.
• Integrate with Remitly's money-movement platform, partnering with core platform teams to connect receiver-side capabilities to global disbursement, FX, liquidity, and compliance infrastructure while maintaining end-to-end data consistency.
• Champion security, trust, and compliance by embedding AML, KYC, and local regulatory requirements from day one, with least-privilege access, encryption, and audit trails as defaults.
• Raise the bar for reliable, observable, and scalable systems that meet strict availability and latency SLOs for the flows where customer trust matters most.
• Drive an engineering culture of excellence by mentoring engineers, leading design and code reviews, upholding architecture standards, and advocating best practices in coding, testing, and system design as we grow this team.

You Have

• 10+ years of professional software development experience, with a record of building and operating systems end-to-end.
• Expertise building customer-facing experiences at product scale with TypeScript, React, and/or native mobile development (iOS/Android, React Native).
• Expertise in one or more modern backend languages such as Java, Kotlin, Go, or Python, with a track record of delivering production-quality code.
• Demonstrated experience designing and building distributed, large-scale systems, including service-oriented and event-driven architectures, RESTful and async APIs, and relational or distributed databases.
• Experience leading large, multi-team initiatives end to end, and influencing technical direction across team boundaries.
• Experience using AI throughout the software development lifecycle, and helping others apply it well.
• Experience working with cloud platforms such as AWS, GCP, or Azure, including familiarity with managed services.
• Excellent written and verbal communication and collaboration skills.

Nice to Have

• Experience building financial products for emerging markets (LATAM, Sub-Saharan Africa, South/Southeast Asia, or similar).
• Background in payments infrastructure: card rails, ACH, real-time payment networks, mobile money, or digital wallets.
• Familiarity with AML/KYC frameworks, PCI-DSS, or SOC 2 compliance in a software context.
• Experience in FinTech, payments, or other regulated industries where reliability, security, and compliance shape engineering decisions.

Compensation Details

The starting base salary range for this position is typically $208,000 -$260,000. In the U.S., Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered, as well as other financial benefits and total compensation components offered with this role.

Our Benefits

• Flexible paid time off
• Health, dental, and vision + 401k plan with company matching
• Paid parental, medical, military and family care leave
• Mental Health & Family Forming Benefits
• Employee Stock Purchase Plan (ESPP)
• Continuing education benefits

Our Connected Work Culture

Driving Innovation, Together At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. Under the Company's current hybrid-work expectations, employees in this position work onsite Tuesday through Thursday each week. Additional onsite attendance may be required based on business needs, and the Company may modify its hybrid-work expectations from time to time. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

Equal Opportunity & Diversity

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Remitly is a leading digital financial services provider for immigrants and their families in over 170 countries around the world. Remitly helps immigrants send money home in a safe, reliable and transparent manner. Its digitally-native, cross-border remittance app eliminates the long wait times, complexities and fees typical of traditional remittance processes. Building on its strong foundation, Remitly is expanding its suite of products to further its mission and transform financial services for immigrants all around the world.