Staff Accountant

LEI Cross Financial Corp; Bangor (ME); On-site; USD 42,000 - 54,000; Full time

Job summary

The Cross Family of Agencies is seeking an entry-level Staff Accountant to maintain accurate financial records and support day-to-day accounting operations across the agency.

Reporting to the Accounting Manager, this role focuses on carrier commission reconciliations, agency/direct bill processing, premium trust maintenance, bank reconciliations, and month-end close tasks.

Qualifications

• Bachelor's degree in accounting or finance required.
• 0–2 years of accounting experience (internships acceptable).
• Proficiency in Microsoft Office; familiarity with GAAP.
• Experience with insurance billing concepts and commissions is a plus.
• Strong attention to detail and communication skills.

Responsibilities

• Reconcile carrier commission statements and producer splits.
• Perform routine bank reconciliations and oversee premium trust accounts.
• Prepare and post standard journal entries and AP transactions.
• Assist with month-end close, accruals, and deferrals.
• Support external auditors with year-end documentation.

Skills

Microsoft Office

Workday experience

GAAP knowledge

Attention to detail

Strong communication

Education

Bachelor's degree in accounting or finance

Tools

AMS360 familiarity

Applied Epic

Salesforce

EZLynx

Job description

The Cross Family of Agencies welcomes you. We need your talent and expertise.

Position Overview The Staff Accountant plays a vital role in maintaining the accuracy and integrity of financial records and supporting day-to-day accounting operations for the insurance agency. Reporting directly to the Accounting Manager, this entry-level role is responsible for carrier commission reconciliations, agency/direct bill processing, premium trust account maintenance, bank reconciliations, and supporting month-end close procedures across agency operations.

Key Responsibilities

• Reconcile carrier commission statements (direct bill and agency bill) against policies written to ensure accurate revenue tracking and producer commission splits
• Perform routine bank reconciliations for operating accounts and assist with premium trust account oversight to ensure regulatory compliance and separation of funds
• Prepare and post standard journal entries, record accounts payable transactions, and assist with vendor payments and cash movements between entities
• Assist with month-end close procedures, including expense variance analysis, accruals, and deferral tracking for carrier payables and producer payables
• Support external auditors by gathering documentation for year-end audits or state regulatory filings

Qualifications & Requirements

• Education: Bachelor's degree in accounting or finance required
• Experience: 0–2 years of accounting experience (relevant internship experience is considered)
• Technical Skills: Proficiency in Microsoft Office
• Workday experience is preferred
• Prior exposure to or familiarity with insurance Agency Management Systems such as AMS360, Applied Epic, Salesforce, or EZLynx is a strong plus
• Key Competencies: Solid understanding of basic GAAP principles and foundational accounting practices
• Foundational knowledge of insurance billing concepts (Direct Bill vs. Agency Bill, carrier commissions, and producer splits) is preferred
• High attention to detail, organization, and analytical problem-solving skills
• Excellent verbal and written communication skills
• Strong commitment to maintaining internal controls, confidentiality, and internal/external customer service

Family Owned From starting at the kitchen table of Woodrow Cross, to becoming one of the largest insurance providers in New England, we've grown rapidly over the past 65 years. We've still held on to our core values of integrity, hard work, and dedication, and are still privately held. Our offices inspire a culture of community by supporting causes they stand behind. From fundraising for local food banks, to volunteering at after school programs, we're proud of the many ways our offices find to give back. Initiatives vary from branch to branch to better serve the individual communities they are located in.