Sr. Treasury ALM & Analytics Analyst

TCC Toyota Motor Credit Corporation Company; Plano (TX); On-site; USD 95,000 - 150,000; Full time

Benefits offered by this job

Health care and wellness plans

Tuition reimbursement

401(k) with company match

Paid holidays and time off

Job summary

Toyota Financial Services (TFS) in the United States is seeking a Senior Treasury ALM & Analytics Analyst to lead complex ALM modeling and risk analysis. You will automate financial reports, build dashboards, and deliver data-driven insights on liquidity and funding strategies.

You will collaborate with Treasury and FP&A teams to forecast net interest income and manage balance sheet risk, using tools like Empyrean, SQL, Python, Tableau, and Power BI. Experience with ALM tools is valued.

Qualifications

• BA or BS or higher in Economics, Finance, Mathematics, Engineering, other relevant fields or equivalent professional work experience.
• Basic accounting knowledge and understanding of the financial statements.
• Hands-on experience with SQL, VBA, Python and/or other programming skills.
• Strong technical, data, and analytical skills, including experience with database platforms such as SQL.
• Strong proficiency with building reports in MS Excel Experience leading presentations and sharing insights with a broad range of colleagues including an executive-level audience.
• Added bonus if you have MBA or an advanced degree in Finance, Financial Engineering, Quantitative Finance or related fields CFA charter-holder

Responsibilities

• Develop complex financial Asset Liability Management (ALM) models in Empyrean/ Excel/SQL to be used as the primary source for TMCC/TFSB/Other Global SFC Asset/Liability Management program.
• Develop, maintain and grow automated processes leveraging Excel, VBA, Tableau, Power BI, python, Snowflake, .Net, C# etc.
• Advise finance subsidiaries on treasury management activities, practices and procedures ensuring compliance with policies and guidelines and review and provide input on funding forecasts and associated funding programs.
• Provide analytical support for management forums including Asset/Liability Committee (ALCO) decisions by conducting robust and comprehensive market and financial analysis to support strategy, proposals and market transactions.
• Conduct balance sheet analysis, analyze economic impact and build ALM strategies.
• Develop sophisticated interest rate and liquidity risk analyses (e.g. Value at Risk, Monte Carlo simulations) to be used for enhanced managerial reporting.
• Collaborate with Treasury Front Office to develop hedging and funding strategies.
• Collaborate with the Financial Planning and Analysis (FP&A), Credit Risk and Economic Capital teams to produce balance sheet and net interest income forecasts for annual budgeting, monthly forecasting, risk appetite and other scenarios.

Skills

SQL

VBA

Python

MS Excel

Data analysis

Presentation skills

Financial reporting

Education

Bachelor's degree in Economics/Finance/Mathematics/Engineering

Tools

Empyrean

Bancware

QRM

Tableau

Power BI

Snowflake

Job description

Overview

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, TN, (job flexibility benefits) (also known as I-140 or Adjustment of Status portability), etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

Who we're looking for

Toyota's Treasury department is looking for a passionate and highly motivated Senior Treasury ALM & Analytics Analyst. The primary responsibility of this role is to provide critical thought-leadership and experience on Interest Rate Risk (IRR), Liquidity Risk, Funds Transfer Pricing (FTP), Valuation, and Financial Forecasting utilizing measures such as Net Interest Income (NII), Earnings at Risk (EAR), Economic Value of Equity (EVE), and other Key Risk Indicators. The candidate will help maintain and automate financial analytical reports and dashboards with deep understanding of data and databases. In addition, the candidate is expected to have good problem-solving skills and understand complex processes. Reporting to the Manager, Treasury Risk & Analytics, the person in this role will support the Treasury department’s objective to manage balance sheet and liquidity strategy for the company.

What you'll be doing

Develop complex financial Asset Liability Management (ALM) models in Empyrean/ Excel/SQL to be used as the primary source for TMCC/TFSB/Other Global SFC Asset/Liability Management program. Develop, maintain and grow automated processes leveraging Excel, VBA, Tableau, Power BI, python, Snowflake, .Net, C# etc. Advise finance subsidiaries on treasury management activities, practices and procedures ensuring compliance with policies and guidelines and review and provide input on funding forecasts and associated funding programs. Provide analytical support for management forums including Asset/Liability Committee (ALCO) decisions by conducting robust and comprehensive market and financial analysis to support strategy, proposals and market transactions. Conduct balance sheet analysis, analyze economic impact and build ALM strategies. Develop sophisticated interest rate and liquidity risk analyses (e.g. Value at Risk, Monte Carlo simulations) to be used for enhanced managerial reporting. Collaborate with Treasury Front Office to develop hedging and funding strategies. Collaborate with the Financial Planning and Analysis (FP&A), Credit Risk and Economic Capital teams to produce balance sheet and net interest income forecasts for annual budgeting, monthly forecasting, risk appetite and other scenarios.

What you bring

BA or BS or higher in Economics, Finance, Mathematics, Engineering, other relevant fields or equivalent professional work experience.

Basic accounting knowledge and understanding of the financial statements.

Hands-on experience with SQL, VBA, Python and/or other programming skills.

Strong technical, data, and analytical skills, including experience with database platforms such as SQL.

Strong proficiency with building reports in MS Excel Experience leading presentations and sharing insights with a broad range of colleagues including an executive-level audience.

Added bonus if you have MBA or an advanced degree in Finance, Financial Engineering, Quantitative Finance or related fields CFA charter-holder Practical experience with ALM analysis and/or financial modeling Hands-on experience configuring and using ALM tools (e.g., Empyrean, Bancware, QRM) Experience using reporting tools such as Tableau, Qlik Sense, Power BI.

What We'll Bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:

• A work environment built on teamwork, flexibility and respect
• Professional growth and development programs to help advance your career, as well as tuition reimbursement
• Team Member Vehicle Purchase Discount
• Toyota Team Member Lease Vehicle Program (if applicable)
• Comprehensive health care and wellness plans for your entire family
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
• Paid holidays and paid time off
• Referral services related to prenatal services, adoption, childcare, schools and more
• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
• Relocation assistance (if applicable)

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

At Toyota, we don't just have a vision, but a group of talented, dedicated people who work hard every day to turn that vision into reality. Our mission is to build a future where everyone has the freedom to move. We believe that nothing is impossible. We have big dreams and persevere through any obstacles. We work together to create the future of mobility and make the world a better place.

Career Possibilities

Career Possibilities: Toyota is a place for people who dream big and are determined to make those dreams a reality. We encourage innovation and look for people who will challenge the status quo in order to make the world a better place. We thrive on teamwork and collaboration and know diverse backgrounds, experiences and perspectives are not only the right thing for our people, they are a business imperative. Together we're empowered to forge our own paths - to be agile, curious and embrace a growth mindset and immerse ourselves in situations to gain new perspectives and to inspire bold, innovative ways of thinking and working. Our success as a company is directly tied to our team members’ success, and our collective ability to give back to society through an unwavering commitment to delight our customers and make people's lives better. If you want to be part of the next-generation of innovations that help keep the world moving, then join us. And let's start our impossible, together.