Sr. State Product Manager - Personal Lines

Nationwide Mutual Insurance Company; Columbus (OH); On-site; USD 122,000 - 214,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

401(k) with company match

Paid time off, including holidays

Job summary

Nationwide Mutual Insurance Company in Columbus, Ohio, is seeking a Senior State Product Manager – Personal Lines to oversee strategic states and drive initiatives influencing personal lines strategy. The ideal candidate will possess extensive experience in product management and underwriting, with proven leadership skills to guide high-performing teams.

The position includes responsibilities such as analyzing product performance and collaborating across departments to ensure product pricing and profitability. Competitive salary and benefits package are offered.

Qualifications

• Ten or more years of experience in underwriting and product management.
• Experience managing state P&L objectives and strategic initiatives.
• People-leadership experience with track record of guiding high-performing teams.

Responsibilities

• Lead high-strategic states and provide oversight for additional states.
• Drive enterprise-level initiatives that influence personal lines strategy.
• Analyze product performance, profitability drivers, and financial results.

Skills

Product development

Underwriting expertise

Strategic thinking

Excellent communication

Education

Bachelor’s degree in relevant field

MBA preferred

Tools

Analytical tools

Statistical software

Job description

Overview

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, and want to innovate and simplify processes and operations to provide the best customer value, Nationwide’s Property and Casualty team may be the place for you. Senior State Product Manager – Personal Lines positions are available for California, Maryland/Delaware/DC, and Iowa/Minnesota/Nebraska/South Dakota.

Key Responsibilities

• Lead and own 1–2 high‑strategic states and provide oversight for additional states through direct reports.
• Drive high‑impact, enterprise‑level initiatives that influence countrywide personal lines strategy.
• Analyze product performance, profitability drivers, and financial results to identify opportunities and recommend solutions.
• Collaborate with Sales, Marketing, Operations, Claims, Actuarial, Underwriting, Technology, and Legal to align stakeholders on state‑specific strategies.
• Monitor performance, communicate insights, and influence actions to address product pricing and financial results.
• Maintain deep knowledge of personal lines industry, state markets, regulatory environment, and economic trends.
• Build relationships with regulators and trade associations and anticipate regulatory shifts.
• Provide leadership across associate management, including performance, salary planning, training, workflow, hiring, and disciplinary actions.
• Participate in cross‑functional teams to complete projects or support the business.

Qualifications

• Advanced expertise in product development, pricing, underwriting appetite, and distribution strategy.
• Ten or more years of experience in underwriting and product management.
• Experience managing state P&L objectives and leading high‑impact strategic initiatives.
• Strong strategic and critical‑thinking capabilities with data‑driven insight generation.
• Excellent communication skills and ability to influence and align stakeholders.
• People‑leadership experience with a track record of guiding high‑performing teams.

Typical Skills and Experiences

• Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or equivalent; MBA preferred.
• Progress toward or completion of CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred.
• Detailed knowledge of core business functions, insurance products, pricing architecture, state regulations, and underwriting procedures.
• Proficiency with analytical tools, relational databases, data visualization techniques, and query‑based language or statistical software.
• Strong organizational agility and political savvy.

Compensation

National salary range for Sr State Product Manager – Personal Lines: $122,000.00 – $214,000.00. Expected starting salary: $122,000.00 – $182,000.00.

Benefits

• Medical, dental, and vision coverage
• Life and disability insurance
• Paid time off (minimum 18 days per year pro‑rated for new hires, plus 9 holidays, 8 hours of Lifetime PTO, 8 hours of Unity Day PTO)
• 401(k) with company match and company‑paid pension plan
• Business casual attire and additional benefits

Equal Employment Opportunity

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected, and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic or classification protected by applicable law.