Associate State Product Manager - Personal Lines

Nationwide; Columbus (OH); On-site; USD 88,000 - 164,000; Full time

Benefits offered by this job

Health benefits

Paid time off

9 paid holidays

401(k) with company match

Pension plan

Business casual attire

Disability coverage

Job summary

Nationwide is seeking an Associate State Manager for Personal Lines to help develop and execute state-specific business strategies that drive P&L goals. Under the State Manager, you will participate in financial planning, rate reviews, and market development while delivering analytical insights and planning documents.

You will coordinate cross-functional initiatives, analyze pricing and product dynamics, and prepare materials for monthly and quarterly state reviews.

Qualifications

• Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field preferred.
• Six years of underwriting or product experience is preferred.
• Knowledge of commercial lines insurance products, pricing architecture and state regulations.
• Proficiency with analytical tools and data analysis to support decision-making.

Responsibilities

• Support State Manager in executing state strategies by assisting with financial planning, rate reviews, and market development initiatives.
• Prepare and analyze reports on product performance, pricing, underwriting trends, and market dynamics to identify risks and opportunities.
• Assist in developing planning documents and review materials for monthly and quarterly state performance meetings.
• Integrate competitive intelligence into recommendations that inform pricing and product positioning.
• Collaborate with cross-functional teams (Marketing, Operations, Claims, Pricing, Underwriting, Legal, IT, Product Development) to ensure timely execution of initiatives.
• Coordinate and track project timelines to support speed-to-market for updates and enhancements.
• Communicate findings and recommendations effectively to State Manager and stakeholders, adjusting approach based on audience.
• Develop foundational knowledge of assigned state markets and competitor strategies to support decision-making.
• Participate in professional development and mentorship opportunities, building skills for future leadership roles.

Skills

Strategic thinking

Data-driven insights

Excellent communication

P&C industry experience

Education

Bachelor's degree (related field)

Tools

Relational databases

Data visualization

SQL

Statistical software

Job description

Job Conditions

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Ideal Candidate Would Demonstrate

• Strategic and critical thinking capabilities
• An ability to generate clear, data-driven insights
• Excellent communication skills
• P&C industry experience preferred in State Management
  
  

Job Description Summary

The Associate State Manager supports the development and execution of state-specific business strategies designed to drive the Personal Lines portfolio toward top and bottom-line performance goals aligned with enterprise objectives. Working under the oversight of a State Manager, this role assists in implementing processes related to financial planning, rate reviews, market development, and communication. The Associate State Manager contributes to strategic alignment by providing analytical insights, preparing planning documents, and coordinating initiatives that support pricing, underwriting appetite, product structure, and distribution strategies.

This position plays a key role in supporting operating plans that achieve P&L objectives, including combined ratio, revenue growth, regulatory management, and legal compliance. The Associate State Manager ensures execution through detailed analysis, project coordination, and collaboration with cross-functional partners. Success in this role requires strong analytical skills, curiosity, and the ability to translate data into actionable insights that help maintain state strategies as relevant, competitive, and profitable.

Job Description

Key Responsibilities:

• Support State Manager in executing state strategies by assisting with financial planning, rate reviews, and market development initiatives.
• Prepare and analyze reports on product performance, pricing, underwriting trends, and market dynamics to identify risks and opportunities.
• Assist in developing planning documents and review materials for monthly and quarterly state performance meetings.
• Integrate competitive intelligence into recommendations that inform pricing and product positioning.
• Collaborate with cross-functional teams (Marketing, Operations, Claims, Pricing, Underwriting, Legal, IT, Product Development) to ensure timely execution of initiatives.
• Coordinate and track project timelines to support speed-to-market for updates and enhancements.
• Communicate findings and recommendations effectively to State Manager and stakeholders, adjusting approach based on audience.
• Develop foundational knowledge of assigned state markets and competitor strategies to support decision-making.
• Participate in professional development and mentorship opportunities, building skills for future leadership roles.
  
  

May Perform Other Responsibilities As Assigned.

Reporting Relationships: Reports to Sr State Product Manager – Personal Lines or State Product Manager – Personal Lines. Individual contributor role.

Typical Skills and Experiences:

Education: Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field preferred.

License/Certification/Designation: Progress toward or completion of CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred.

Experience: Six years of experience in underwriting or product preferred. Cross-functional experience from other areas and experience with data analysis preferred.

Knowledge, Abilities and Skills:Knowledge of core business functions and detailed knowledge of commercial lines insurance products and pricing architecture, state regulations, underwriting procedures and standard methodologies. Solid understanding of financials, trend analysis and competitor data. Proficiency in analytical tools, relational databases, data visualization techniques, query-based language and/or statistical software experience preferred. Ability to communicate effectively, both verbally and in writing to present information, communicate and influence internal and external partners at all levels. Must be skilled in the use of related systems and analytical tools. Ability to work towards results, deal with ambiguity, solve problems, learn on the job, make quality decisions, see trends and patterns within data. Ability to lead projects, opposing priorities, timelines and resources to complete work.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner. Depending on level, the approvers may change.

Values:Regularly and consistently demonstrates Nationwide Values.

Job Conditions

Overtime Eligibility: Not Eligible (Exempt)

Working Conditions: Normal office environment.

ADA:The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 09/24/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

This position could be filled within any of the lower 48 U.S. states.

Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.

For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf

Note To Employment Agencies

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.

Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.

The national salary range for Associate State Product Manager - Personal Lines : $88,000.00-$164,000.00

The expected starting salary range for Associate State Product Manager - Personal Lines : $88,000.00 - $132,000.00