Sr Software Engineer (Financial Products)

Recargapay; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Remote work wherever you are

Home office allowance

Health and dental plans

Life insurance

Flexible meal allowance

TotalPass membership

Job summary

RecargaPay is seeking a Senior Software Engineer to design, develop, and maintain scalable systems powering our financial services. You will work on high-performance distributed applications, leveraging Java, Spring Boot, PostgreSQL, Kafka, and AWS to deliver secure and reliable software.

You will collaborate with cross-functional teams, mentor peers, and help drive architectural decisions in a fast-paced environment.

Qualifications

• Academic background in computer science, engineering, or software development.
• Hands-on engineering experience in fast-paced environments.
• Experience with medium-complexity domains and web applications.

Responsibilities

• Write well designed, testable code using best practices.
• Contribute in all phases of the development lifecycle.
• Support continuous improvement by evaluating technologies for architecture.
• Propose technical implementations to address scaling and performance.
• Work with GitHub and CI/CD processes for automation.
• Create and maintain software documentation.

Skills

Java

Spring Boot

PostgreSQL

Kafka

AWS

Microservices

Distributed systems

CI/CD

Performance tuning

Security

GitHub

Education

Bachelor's degree in Computer Science, Engineering, or related field

Tools

GitHub

Job description

As a Sr Software Engineer, you will play a critical role in the success of a constantly and fast-paced growing company. You will be designing, developing, and maintaining robust and scalable systems that support the company's financial services, ensuring seamless operations and an excellent user experience. In a competitive and fast-paced industry, this team drives innovation by implementing secure, reliable, and cutting-edge solutions to meet evolving customer needs.

KEY RESPONSIBILITIES

• Write well designed, testable, efficient code by using best software development practices.
• Contribute in all phases of the development lifecycle.
• Support continuous improvement by investigating alternatives and technologies and presenting these for architectural review.
• Proposes initial technical implementation which supports architectural changes that solve scaling and performance problems.
• Work with version control using GitHub, conflict resolution, and automation of continuous integration processes.
• Create and maintain software documentation.

• Academic background oriented toward computer science, engineering, or software development disciplines.
• Experience hands-on engineering roles.
• Experience to deal with medium domains with medium/high complexity.
• A solid understanding of how web applications work including security, session. management, and best development practices.
• Knowledge of relational database systems and Object Oriented Programming.
• Knowledge in Domain Driven Design. Knowing Microservice Architecture is a plus.
• Ability to work and thrive in a fast-paced environment, learn rapidly and master diverse web technologies and techniques.
• Proven ability to design complex distributed applications built for high performance and throughput while being scalable and reliable.
• Development using Java, Spring Boot, PostgreSQL, Kafka and AWS.
• Experience with asynchronous programming.
• Demonstrated experience profiling and performance tuning Java applications, and using monitoring tools for production application monitoring.

• Practical experience applying AI frameworks in development projects.

SOFT SKILLS:

• Strong communication and collaboration skills, with the ability to work closely with cross-functional teams including Chapters Engineering,
• Architecture, Infrastructure and Mobile Engineering.
• Proactive mindset with a sense of ownership and accountability for delivering high-quality, user-centric mobile experiences.
• Ability to mentor peers, share knowledge, and contribute to a culture of continuous improvement and technical excellence.
• Flexibility and adaptability in a fast-changing environment, with openness to feedback and eagerness to learn.
• Alignment with company values: ownership, excellence, adaptability, and innovation.
  

INDUSTRY-SPECIFIC KNOWLEDGE:

It is desirable to have practical familiarity with one or more core financial domains such as credit cards, lending, payments, open finance, fraud prevention, merchant acquiring, or investment services, along with an understanding of their fundamental workflows and business drivers. Experience in how these domains intersect to influence revenue, risk management, and customer satisfaction is highly valued.

Ideally, candidates will have applied this knowledge to deliver solutions such as loan-origination engines with real-time decisioning; scalable payment-processing platforms integrated with core banking systems and third-party gateways; secure open-finance interfaces compliant with industry regulations; automated fraud-detection pipelines leveraging behavioral analytics; or financial reporting and reconciliation engines for regulatory compliance. The ability to translate complex compliance mandates (e.g., KYC/AML, PCI-DSS, GDPR) into resilient, high-performance systems without compromising user experience is considered a strong asset.

• Competitive and market-aligned salary.
• Remote work - wherever you are, you're part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app.
• Health and dental plans with no co-pay.
• Life insurance.
• Flexible meal allowance (via Flash).
• TotalPass membership to take care of your health.
  

Diversity & Inclusion at RecargaPay

At RecargaPay, you'll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the Use of Your Data

By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).